45515 de Plata Ct, Indio, CA 92201 Property Records

Riverside County property record for 45515 de Plata Ct, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,542 sqft · built 1968
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,500 (Dec 1994)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`608-212-007`

Property Details

APN / Parcel Number

Primary APN	`608-212-007`
Alternative APN	`613592007`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,542 sqft Living Area
Gross Area	1,877 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Construction Type	Wood
Roof Material	Gravel
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613592007
Street Address	45515 DE PLATA CT
City	INDIO
State	CA
Zip	92201-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 29 MB 052/065 TR 3157
Legal Subdivision	TRACT 3157
Legal Tract	3157
Legal Lot Number	29
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2011
Census Tract	45209

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45515 DE PLATA CT, INDIO, CA 92201-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 27, 2018	Deed of Trust, Mortgage · Conventional with PMI HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 1994 · Amount on Record
Deed Sale	Dec 28, 1994 · Amount on Record
Deed Document Number	1994480448
Last Transfer Date	Mar 12, 2002
Transfer Doc	0000134198
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	May 6, 2026
Property Address	45515 DE PLATA CT, INDIO, CA 92201-3835
Document Number	0000138511
Instrument Date	Apr 30, 2026
Instrument	2026138511
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	45515 DE PLATA CT, INDIO, CA 92201-3835

Mortgage

Document Number	0000138511,
Date	May 6, 2026
Instrument	2026138511

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45515 DE PLATA CT, INDIO, CA 92201-3835
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45515 DE PLATA CT, INDIO, CA 92201-3835

Mortgage

Document Number	0000540991
Date	Sep 10, 2021
Instrument	2021-0540991

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	205 Months
Due	Oct 1, 2038

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45515 DE PLATA CT, INDIO, CA 92201-3835
Document Number	0000125678
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45515 DE PLATA CT INDIO CA 922013835, INDIO, CA 92201-3835

Mortgage

Document Number	0000125678
Date	Apr 3, 2018
Instrument	125678

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2038

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,022 (+2%) Land $34,243 Building $143,779
2025	$3,331.00 (+4.88%) Homeowner's exemption	$174,532 (+4.04%) Land $33,572 Building $140,960
2024	$3,176.00 (+3.76%)
2023	$3,061.00 (+4.51%) Homeowner's exemption	$167,757 Land $32,269 Building $135,488
2022	$2,929.00
2021			$317,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

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