45530 Willow Rd, Belleville, MI 48111 Property Records

Wayne County property record for 45530 Willow Rd, Belleville, MI 48111

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,372 sqft · built 2012
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Mar 2020)
Tax Bill	$5,608 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81 084 99 0023 000`

Property Details

APN / Parcel Number

Primary APN	`81 084 99 0023 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,372 sqft Living Area
1st Floor Area	1,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Lot Area	36,155 sqft (0.83 acres)
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45530 WILLOW RD
City	BELLEVILLE
State	MI
Zip	48111-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21NN2B3 THAT PART OF THE SE 1/4 OF SEC 21 DES AS BEG AT A POINT ON THE S LINE OF SAID SEC DIS S 87D 49M 15SEC W 352.0 FT FROM
Legal Lot Number	0023
Jurisdiction	WAYNE MI
Township / Civil Division	SUMPTER
Census Block Group	3
Census Block	3018
Census Tract	589402

Owner

45530 Willow Rd is owned and occupied by two individuals who bought it in March 2020.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45530 WILLOW RD, BELLEVILLE, MI 48111-9634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 13, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
Mar 29, 2019	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Prior Sale	Oct 30, 2014 · Amount on File
Deed Document Number	2020135198
Deed Book / Page	55689 / 1253
Prior Transfer Date	Mar 27, 2019
Prior Transfer Doc	0549551340
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45530 WILLOW RD, BELLEVILLE, MI 48111-9634
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45530 WILLOW RD, BELLEVILLE, MI 48111-9634

Mortgage

Document Number	0584541431
Date	Sep 13, 2023
Book Page	58454/1431
Instrument	2023242260

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 13, 2020
Property Address	45530 WILLOW RD, BELLEVILLE, MI 48111-9634
Document Number	0556891253
Book / Page	055689 / 001253
Instrument Date	Mar 10, 2020
Instrument	135198
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,348.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25005 BALSAM DR FLAT ROCK MI 481349556, FLAT ROCK, MI 48134-9556

Mortgage

Document Number	556891254
Date	Mar 13, 2020
Book Page	055689/001254
Instrument	135199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Mar 29, 2019
Property Address	45530 WILLOW RD, BELLEVILLE, MI 48111-9634
Document Number	0549551340
Book / Page	54955 / 1340
Instrument Date	Mar 27, 2019
Instrument	2019111035
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45530 WILLOW RD, 45530, BELLEVILLE, MI 48111-9634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45530 WILLOW RD, BELLEVILLE, MI 48111-9634

Mortgage

Document Number	2019111036
Date	Mar 29, 2019
Instrument	2019111036

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 45530 Willow Rd was $5,608 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Sumpter Township
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,700 (+1.87%)	$425,400 (+1.87%)
2025	$5,608.00 Homeowner's exemption	$208,800	$417,600
2023		$178,100	$356,200
2019	$3,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45530 Willow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45530 Willow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMPTER TOWNSHIP serves 9,576 people · EPA ID MI0006460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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