45513 Trail Run Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 45513 Trail Run Ter, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,960 sqft · built 1999
Lot Size	0.06 acres (2,613 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Oct 2024)
Tax Bill	$4,369 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-26-1515-000`

Property Details

APN / Parcel Number

Primary APN	`032-26-1515-000`
Alternative APN	`80 A 6 168`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	800 sqft
Basement Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Basement
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	45513 TRAIL RUN TER
City	STERLING
State	VA
Zip	20164-5233
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	TRAILSIDE PHASE ONE-A LOT 168 200601310009521 1531--1339, PC D-66504 (SECTION/ PHASE ONE-A)
Legal Subdivision	TRAILSIDE PHASE ONE-A
Legal Phase	1
Legal Lot Number	168
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2003
Census Tract	611601

Owner

45513 Trail Run Ter, a townhouse, is owned and occupied by an individual who bought it in October 2024.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	45513 TRAIL RUN TER, STERLING, VA 20164-5233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Prior Sale	Jan 31, 2006 · Amount on File
Deed Document Number	202442651
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	45513 TRAIL RUN TER, STERLING, VA 20164-5233
Document Number	20200413025641
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45513 TRAIL RUN TER STERLING VA 201645233, STERLING, VA 20164-5233

Mortgage

Document Number	20200413025641
Date	Apr 13, 2020
Instrument	25641

Lender

Name	NFM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45513 Trail Run Ter was $4,369.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,369.00	$542,790 Land $168,500 Building $374,290	$542,790 Land $168,500 Building $374,290
2023	$4,258.00	$486,630 Land $163,500 Building $323,130	$486,630 Land $163,500 Building $323,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45513 Trail Run Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45513 Trail Run Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35