Loudoun County property record for 45512 Trail Run Ter, Sterling, VA 20164
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,960 sqft · built 1999 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Jul 2018) |
| Tax Bill | $4,394 (2026) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-26-1027-000 |
| Primary APN | 032-26-1027-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Basement Area | 551 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,613 sqft (0.06 acres) |
| Garage Type | Basement |
| Garage Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45512 TRAIL RUN TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-5233 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | TRAILSIDE PHASE ONE-A LOT 167 200909210064419 1531--1339, PC D-66504 (SECTION/ PHASE ONE-A) |
| Legal Subdivision | TRAILSIDE PHASE ONE-A |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 167 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 611601 |
45512 Trail Run Ter, a townhouse, is owned by an individual who bought it in July 2018.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4592 LATIGO DR, LAS CRUCES, NM 88012-5120 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STRONG HOME MORTGAGE LLC |
| May 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STRONG HOME MORTGAGE LLC |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional with PMI NORTHWEST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on File |
| Deed Sale | Jul 16, 2018 · Amount on File |
| Prior Sale | Jul 11, 2014 · Amount on File |
| Deed Document Number | 201840817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45512 TRAIL RUN TER, STERLING, VA 20164-5233 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000058246 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 202105200058246 |
| Name | STRONG HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45512 TRAIL RUN TER, STERLING, VA 20164-5233 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202105200058246 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 202105200058246 |
| Name | STRONG HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 16, 2018 |
| Property Address | 45512 TRAIL RUN TER, STERLING, VA 20164-5233 |
| Document Number | 20180716040817 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 40817 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45512 TRAIL RUN TER STERLING VA 201645233, STERLING, VA 20164-5233 |
| Document Number | 20180716040818 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 40818 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 45512 Trail Run Ter was $4,394.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,394.00 | $545,840 Land $168,500 Building $377,340 | $545,840 Land $168,500 Building $377,340 |
| 2023 | $4,262.00 | $487,110 Land $163,500 Building $323,610 | $487,110 Land $163,500 Building $323,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45512 Trail Run Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45512 Trail Run Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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