4551 FM 10, Gary, TX 75643 Property Records

Panola County property record for 4551 FM 10, Gary, TX 75643 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details887 sqft
Lot Size6 acres (261,360 sqft)
OwnerIndividual Name on File
Tax Bill$1,988 (2022)
Deeds & MortgagesSep 2019 Mortgage
APN00432-00198-00000-000000

Property Details

APN / Parcel Number

Primary APN00432-00198-00000-000000
Alternative APN
  • 45716

Interior

Building Area887 sqft Total Area

Exterior

Lot Area261,360 sqft (6 acres)

Location & Zoning

Account Number00432-00198-00000-000000
Street Address4551 FM 10
CityGARY
StateTX
Zip75643-4333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAB 432 E MORRIS
JurisdictionPANOLA TX
Township / Civil DivisionGARY CITY
Census Block Group2
Census Block2011
Census Tract950600

Owner

Source: Panola County records · APN 00432-00198-00000-000000

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4551 FM 10, GARY, TX 75643-4333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2019
Deed SaleSep 03, 2019
Deed Document Number2042/635
Deed Book / Page2042 / 635
Record UpdatedJun 08, 2026

September 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPANOLA TX
Recording DateSep 03, 2019
Property Address4551 FM 10, GARY, TX 75643-4333
Document Number2042/635
Book / Page2042 / 635
Instrument DateAug 30, 2019
Instrument219504
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4451 FM 10, 4451, GARY, TX 75643

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 CYNTHIA ANN PARKER LN, WEATHERFORD, TX 76087-5317

Mortgage

Document Number219505
DateSep 03, 2019
Instrument219505
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term362 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Panola County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGary City Town
CountyPanola County
Unified School DistrictGary Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$254,290 (+62.31%) Land $32,090 Building $222,200$254,290 (+62.31%) Land $32,090 Building $222,200
2023$156,670 Land $24,500 Building $132,170$156,670 Land $24,500 Building $132,170
2022$1,988.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskModerate
above 43% of the US · above 16% of Texas
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 10

Nearby Streets

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