4488 FM 10, Gary, TX 75643 Property Records

Panola County property record for 4488 FM 10, Gary, TX 75643

Property Summary

Property Type	Rural Home
Details	2,156 sqft · built 1920
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,018 (2022)
Deeds & Mortgages	Mar 2017 Mortgage
APN	`00432-00160-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00432-00160-00000-000000`
Alternative APN	`14201`

Interior

Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 1920
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	00432-00160-00000-000000
Street Address	4488 FM 10
City	GARY
State	TX
Zip	75643-4310
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	AB 432 E MORRIS
Jurisdiction	PANOLA TX
Township / Civil Division	GARY CITY
Census Block Group	2
Census Block	2006
Census Tract	950600

Owner

Source: Panola County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4488 FM 10, GARY, TX 75643-4310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021
Deed Sale	Jun 10, 2021
Prior Sale	Jan 5, 2007
Deed Document Number	200976
Deed Book / Page	1910 / 573
Prior Transfer Date	Mar 24, 2017
Prior Transfer Doc	200976
Record Updated	Jun 8, 2026

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PANOLA TX
Recording Date	Mar 24, 2017
Property Address	4488 FM 10, GARY, TX 75643-4310
Document Number	1910/573
Book / Page	1910 / 573
Map Reference	VOL 566 PG 531
Instrument Date	Mar 24, 2017
Instrument	200976
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	667 PLEASANT HILL RD NW, 667, CONYERS, GA 30012-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4488 FM 10, GARY, TX 75643-4310

Mortgage

Document Number	200977
Date	Mar 24, 2017
Instrument	200977

Lender

Name	FIRST STATE BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 24, 2022

Tax Assessment & Valuation

Source: Panola County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gary City Town
County	Panola County
Unified School District	Gary Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$375,820 (+83.82%) Land $6,100 Building $369,720	$375,820 (+83.82%) Land $6,100 Building $369,720
2023		$204,450 Land $5,840 Building $198,610	$204,450 Land $5,840 Building $198,610
2022	$3,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARY WSC serves 1,050 people · EPA ID TX1830008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Oct 2014
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 10

Nearby Streets

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