4551 Carpenter Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 4551 Carpenter Rd, Reading, MI 49274 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 768 sqft
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-018-400-001-18-7-3`

Property Details

APN / Parcel Number

Primary APN	`11-018-400-001-18-7-3`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	1,306,800 sqft (30 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4551 CARPENTER RD
City	READING
State	MI
Zip	49274-9209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 SE1/4 & W 20 A OF E1/2 SE1/4 SEC EXC COM SW COR N1/2 W1/2 SE1/4 SEC TH N 720 FT TH E 446 FT TH S 263.1 FT TH E TO E LN
Legal Range	03W
Legal Township	07S
Legal Section	18
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMBRIA
Census Block Group	2
Census Block	2052
Census Tract	50900

Owner

Source: Hillsdale County records · APN 11-018-400-001-18-7-3

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4551 CARPENTER RD, READING, MI 49274-9209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Jul 03, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 1976
Deed Sale	Apr 01, 1976
Last Transfer Date	Dec 18, 2020
Transfer Doc	001782/396
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Dec 23, 2020
Property Address	4551 CARPENTER RD, READING, MI 49274-9209
Document Number	001782/396
Book / Page	1782 / 396
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4551 CARPENTER RD, READING, MI 49274-9209

Mortgage

Document Number	0001782398
Date	Dec 23, 2020
Instrument	1782/398

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jul 03, 2017
Property Address	4551 CARPENTER RD, READING, MI 49274-9209
Document Number	1660/0337
Book / Page	1660 / 0337
Instrument Date	Jun 02, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4551 CARPENTER RD, READING, MI 49274-9209

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Cambria Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2026	$139,695 (+8.26%) Land $65,775 Building $73,920	$279,389 (+8.26%) Land $131,550 Building $147,839
2025	$129,032 (+23.74%) Land $59,000 Building $70,032	$258,063 (+23.74%) Land $118,000 Building $140,063
2023	$104,279 Land $45,262 Building $59,017	$208,559 Land $90,525 Building $118,034

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
DMCI Broadband	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: DMCI Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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