Hillsdale County property record for 4420 Carpenter Rd, Reading, MI 49274 · Last verified August 2023
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,659 sqft |
| Lot Size | 20.1 acres (879,041 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (May 2013) |
| Tax Bill | $2,683 (2021) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-018-100-007-18-7-3 |
| Primary APN | 11-018-100-007-18-7-3 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,659 sqft Living Area |
| Gross Area | 3,122 sqft |
| Basement Area | 1,659 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 879,041 sqft (20.1 acres) |
| Total Buildings | 6 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Street Address | 4420 CARPENTER RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | COM CEN SEC TH N 916 FT TH W 960 FT TH S 916 FT TH E 960 FT TO POB SEC 18 T7S R3W 20.187 A M/L SPLIT ON 06/03/1999 FROM 11 01 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 11-018-100-007-18-7-3
Assessment roll updated March 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4420 CARPENTER RD, READING, MI 49274-9653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| May 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2013 · Amount on Record |
| Deed Sale | May 14, 2013 · Amount on Record |
| Prior Sale | Jan 30, 2007 · Amount on Record |
| Deed Document Number | 0015290929 |
| Deed Book / Page | 1529 / 0929 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 4420 CARPENTER RD, READING, MI 49274-9653 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4420 CARPENTER RD, READING, MI 49274-9653 |
| Document Number | 01915/1056 |
|---|---|
| Date | Mar 02, 2026 |
| Book Page | 1915/1056 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 4420 CARPENTER RD, READING, MI 49274-9653 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1794/342 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 1794/342 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Cambria Township |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $142,900 | $285,833 Land $70,630 Building $215,203 | |
| 2021 | $2,683.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| DMCI Broadband | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
May also be available at this address: DMCI Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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