San Diego County property record for 4551 Baja Mission Rd, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,186 sqft · built 1974 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,020,000 (Sep 2022) |
| Tax Bill | $11,424 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-340-47-00 |
| Primary APN | 123-340-47-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,186 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 47,916 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4551 BAJA MISSION RD |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 51 1.10 AC M/L IN TR 002323 |
| Legal Subdivision | SAN LUIS REY DOWNS |
| Legal Tract | 002323 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18804 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4551 BAJA MISSION RD, FALLBROOK, CA 92028-9478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Mar 9, 2023 | Deed of Trust, Mortgage · Line of Credit SESLOC FCU |
| Sep 16, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 21, 2022 | Grant Deed, Transfer · Construction Mortgage ANCHOR LOANS INC |
| Jun 20, 2017 | Grant Deed, Transfer · FHA Mortgage ONETRUST HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Mar 21, 2022 · Amount on Record |
| Deed Document Number | 2022366887 |
| Prior Transfer Date | Mar 4, 1994 |
| Prior Transfer Doc | 0000430025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2026 |
| Property Address | 4551 BAJA MISSION RD, FALLBROOK, CA 92028-9478 |
| Document Number | 0000147850 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026147850 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4551 BAJA MISSION RD, FALLBROOK, CA 92028-9478 |
| Document Number | 0000147850, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 2026147850 |
| Name | NEXERA HOLDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4551 BAJA MISSION RD, FALLBROOK, CA 92028-9478 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC |
| Name | Verified Name |
|---|---|
| Address | 4551 BAJA MISSION RD, FALLBROOK, CA 92028-9478 |
| Document Number | 0000060443 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023-0060443 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN LUIS OBISPO, CA 93403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 16, 2022 |
| Property Address | 4551 BAJA MISSION RD, FALLBROOK, CA 92028-9478 |
| Document Number | 0000366887 |
| Map Reference | MAP 2323 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022-0366887 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4551 BAJA MISSION RD, FALLBROOK, CA 92028-9478 |
| Document Number | 0000366888 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022-0366888 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 21, 2022 |
| Property Address | 4551 BAJA MISSION RD, FALLBROOK, CA 92028-9478 |
| Document Number | 0000124732 |
| Map Reference | MAP 2323 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 2022-0124732 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220 |
| Investor | Possibly a Property Investor |
| Document Number | 0000124733 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0124733 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 20, 2017 |
| Property Address | 4551 BAJA MISSION RD, FALLBROOK, CA 92028-9478 |
| Document Number | 0000277349 |
| Instrument Date | May 22, 2017 |
| Instrument | 277349 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $704.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4551 BAJA MISSION RD FALLBROOK CA 920289478, FALLBROOK, CA 92028-9478 |
| Document Number | 277350 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 277350 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,082,431 (+2%) Land $716,315 Building $366,116 | |
| 2025 | $11,424.00 (+5.61%) | $1,061,208 (+4.04%) Land $702,270 Building $358,938 |
| 2023 | $10,817.00 (+43.98%) | $1,020,000 Land $675,000 Building $345,000 |
| 2022 | $7,513.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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