4480 Baja Mission Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 4480 Baja Mission Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,204 sqft · built 1975
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2012)
Tax Bill	$5,657 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`123-340-76-00`

Property Details

APN / Parcel Number

Primary APN	`123-340-76-00`
Alternative APN	`1233405400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,204 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	60,113 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1233405400
Street Address	4480 BAJA MISSION RD
City	FALLBROOK
State	CA
Zip	92028-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 51 DOC76-289388&DOC78-97610 IN TR 002323
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	002323
Legal Block	1
Legal Lot Number	51
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1007
Census Tract	18804

Owner

Source: San Diego County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Gift Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jul 1, 2026	Grant Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 1, 2026	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Oct 21, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2012 · Amount on Record
Deed Sale	Oct 23, 2012 · Amount on Record
Prior Sale	Jun 17, 1991 · Amount on Record
Deed Document Number	2012648822
Last Transfer Date	Jun 25, 2026
Transfer Doc	0000187983
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2026
Property Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477
Document Number	0000253904
Instrument Date	Aug 24, 2026
Instrument	2026253904
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477

Mortgage

Document Number	0000253905,
Date	Aug 28, 2026
Instrument	2026253905

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2026
Property Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477
Document Number	0000187982
Instrument Date	Jun 29, 2026
Instrument	2026187982
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477

Mortgage

Document Number	0000187984,
Date	Jul 1, 2026
Instrument	2026187984

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2026
Property Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477
Document Number	0000187983
Instrument Date	Jun 25, 2026
Instrument	2026187983
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477

Mortgage

Document Number	0000054275
Date	Feb 4, 2022
Instrument	2022-0054275

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2020
Property Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477
Document Number	0000537349
Map Reference	MAP 2323
Instrument Date	Sep 3, 2020
Instrument	2020-0537349
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477

Mortgage

Document Number	0000537350
Date	Sep 14, 2020
Instrument	2020-0537350

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2019
Property Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477
Document Number	0000474934
Map Reference	MAP 2323
Instrument Date	Oct 15, 2019
Instrument	2019-0474934
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4480 BAJA MISSION RD, FALLBROOK, CA 92028-9477

Mortgage

Document Number	0000474935
Date	Oct 21, 2019
Instrument	2019-0474935

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,811 (+2%) Land $197,124 Building $336,687
2025	$5,657.00 (+5.4%)	$523,345 (+4.04%) Land $193,259 Building $330,086
2023	$5,367.00 (-0.04%)	$503,024 Land $185,755 Building $317,269
2022	$5,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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