Union County property record for 4548 Tradd Cir, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,016 sqft Living Area |
| Lot Size | 2,570 sqft (0.059 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2024) |
| Tax Bill | $2,526.00 (2025) |
| Primary APN | 09-363-392 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,016 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 2,570 sqft (0.059 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 4548 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #109 CHARLESTOWN AT BREKONRIDGE PH2 OPCJ366 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-392
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4548 TRADD CIR, MONROE, NC 28110-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEWREZ LLC |
| Jul 13, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UWHARRIE BANK |
| Jan 06, 2017 | Trustee's Deed, Transfer · Line of Credit MISCELLANEOUS INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2024 · Amount on Record |
| Deed Sale | Oct 09, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2017 · Amount on Record |
| Deed Doc Number | 202424270 |
| Deed Book / Page | 8991 / 562 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4548 TRADD CIR, MONROE, NC 28110-5650 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4548 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0008726478 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 8726/478 |
| Instrument | 14131 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Aug 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 13, 2017 |
| Property Address | 4548 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0006972148 |
| Book / Page | 6972 / 148 |
| Map Reference | CAB J FILE 366&367 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 0019935 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 N STETSON AVE STE 3650, 180, CHICAGO, IL 60601-6709 |
| Name | Verified Name |
|---|---|
| Address | 4548 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0000019936 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 0019936 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 06, 2017 |
| Property Address | 4548 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 6856225 |
| Book / Page | 006856 / 000225 |
| Instrument Date | Dec 21, 2016 |
| Instrument | 449 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Investor | Possibly a Property Investor |
| Document Number | 6856228 |
|---|---|
| Date | Jan 06, 2017 |
| Book Page | 006856/000228 |
| Instrument | 450 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 1 METLIFE WAY, WHIPPANY, NJ 07981-1449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,526.00 (+11.08%) | $289,000 (+38.54%) Land $60,400 Building $228,600 | $289,000 (+38.54%) Land $60,400 Building $228,600 |
| 2023 | $2,274.00 | $208,600 Land $41,000 Building $167,600 | $208,600 Land $41,000 Building $167,600 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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