San Diego County property record for 4550 Sunrise Rdg, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 834 sqft · built 1980 |
| Lot Size | 0.81 acres (3,547 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Mar 2022) |
| Tax Bill | $5,464 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Nov 2017 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-423-03-00 |
| Primary APN | 161-423-03-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 834 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 3,547 sqft (0.81 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 4550 SUNRISE RDG |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 716 TR 009194 |
| Legal Subdivision | PEACOCK HILLS |
| Legal Tract | 009194 |
| Legal Block | 2 |
| Legal Lot Number | 716 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 19305 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26822 VIA VICTORIA, MISSION VIEJO, CA 92691-3436 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Nov 13, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Mar 15, 2022 | Grant Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Sep 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2022 · Amount on Record |
| Deed Sale | Mar 15, 2022 · Amount on Record |
| Deed Document Number | 2022116500 |
| Prior Transfer Date | Mar 10, 2022 |
| Prior Transfer Doc | 0000116500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4550 SUNRISE RDG, OCEANSIDE, CA 92056-2947 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 26822 VIA VICTORIA, MISSION VIEJO, CA 92691-3436 |
| Document Number | 0000048587 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-0048587 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4550 SUNRISE RDG, OCEANSIDE, CA 92056-2947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000526182 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 2017-0526182 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 723 Months |
| Due | Feb 8, 2078 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Type Change Date | Oct 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 15, 2022 |
| Property Address | 4550 SUNRISE RDG, OCEANSIDE, CA 92056-2947 |
| Document Number | 0000116500 |
| Map Reference | MAP 9194 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022-0116500 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 26822 VIA VICTORIA, MISSION VIEJO, CA 92691-3436 |
| Document Number | 0000116501 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022-0116501 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4550 SUNRISE RDG, OCEANSIDE, CA 92056-2947 |
| Document Number | 0000526183 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4550 SUNRISE RDG OCEANSIDE CA 920562947, OCEANSIDE, CA 92056-2947 |
| Document Number | 0000526183 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 526183 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 732 Months |
| Due | Nov 12, 2078 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $487,093 (+2%) Land $324,729 Building $162,364 | |
| 2025 | $5,464.00 (+8.61%) | $477,543 (+4.04%) Land $318,362 Building $159,181 |
| 2023 | $5,031.00 (+376.87%) | $459,000 Land $306,000 Building $153,000 |
| 2022 | $1,055.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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