4545 Sunrise Rdg, Oceanside, CA 92056 Property Records

San Diego County property record for 4545 Sunrise Rdg, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 834 sqft · built 1980
Lot Size0.91 acres (3,955 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (Jul 2026)
Tax Bill$1,434 (2025)
Deeds & MortgagesJul 2026 Sale
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN161-423-24-00

Property Details

APN / Parcel Number

Primary APN161-423-24-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area834 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area3,955 sqft (0.91 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4545 SUNRISE RDG
CityOCEANSIDE
StateCA
Zip92056-2949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 775 TR 009194
Legal SubdivisionPEACOCK HILLS
Legal Tract009194
Legal Block2
Legal Lot Number775
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2020
Census Tract19305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4545 SUNRISE RDG, OCEANSIDE, CA 92056-2949
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Grant Deed, Transfer
TICOR TITLE COMPANY
Mar 23, 2021Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Nov 28, 2018Deed of Trust, Mortgage · VA Mortgage
GREAT PLAINS NATIONAL BANK
Jan 12, 2018Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2026 · Amount on Record
Deed SaleJul 6, 2026 · Amount on Record
Prior SaleDec 22, 1983 · Amount on Record
Deed Document Number2026192070
Record UpdatedOct 29, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 6, 2026
Property Address4545 SUNRISE RDG, OCEANSIDE, CA 92056-2949
Document Number0000192070
Instrument DateJun 9, 2026
Instrument2026192070
Transaction TypeTransfer
Record UpdatedJul 15, 2026
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$54,439.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4545 SUNRISE RDG, OCEANSIDE, CA 92056-2949

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4545 SUNRISE RDG, OCEANSIDE, CA 92056-2949
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyCALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4545 SUNRISE RDG, OCEANSIDE, CA 92056-2949

Mortgage

Document Number0000223357
DateMar 23, 2021
Instrument2021-0223357
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4545 SUNRISE RDG, OCEANSIDE, CA 92056-2949
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4545 SUNRISE RDG, OCEANSIDE, CA 92056-2949

Mortgage

Document Number0000491219
DateNov 28, 2018
Instrument2018-0491219
Lender
NameGREAT PLAINS NATIONAL BANK
TypeBank
AddressOKLAHOMA CITY, OK 73116
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4545 SUNRISE RDG, OCEANSIDE, CA 92056-2949
Document Number0000026008
Instrument DateJan 12, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4545 SUNRISE RDG OCEANSIDE CA 920562949, OCEANSIDE, CA 92056-2949

Mortgage

Document Number0000026008
DateJan 23, 2018
Instrument26008
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$480,000 (+275.71%) Land $400,000 Building $80,000
2025$1,434.00 (+5.99%) Homeowner's exemption$127,759 (+4.04%) Land $14,529 Building $113,230
2024$1,353.00 (+2.58%)
2023$1,319.00 (+0.38%) Homeowner's exemption$122,800 Land $13,966 Building $108,834
2022$1,314.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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