Santa Clara County property record for 4550 Roop Rd, Gilroy, CA 95020
| Property Type | Pasture |
|---|---|
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $2,100,000 (Jan 2024) |
| Tax Bill | $10,250 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Feb 2017 Mortgage + 5 more |
| Flood Zone | Zone D (undetermined) |
| APN | 898-39-005 |
| Primary APN | 898-39-005 |
|---|
| Lot Area | 119,790 sqft |
|---|
| Water Source | Well |
|---|
| Street Address | 4550 ROOP RD |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9099 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Local Zoning Code | HS-SR |
| Legal Subdivision | RANCHO LA POLKA |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 512602 |
Source: Santa Clara County records · APN 898-39-005
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4550 ROOP RD, GILROY, CA 95020-9099 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 19, 2024 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Feb 01, 2017 | Deed of Trust, Mortgage · ARM HOMESTREET BANK |
| Aug 28, 2017 | Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK |
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 09, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Apr 05, 2021 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Nov 06, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on Record |
| Deed Sale | Jan 19, 2024 · Amount on Record |
| Prior Sale | Apr 05, 2021 · Amount on Record |
| Deed Document Number | 202425587932 |
| Last Transfer Date | Dec 06, 2024 |
| Transfer Doc | 0025739845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 19, 2024 |
| Property Address | 4550 ROOP RD, GILROY, CA 95020-9099 |
| Document Number | 0025587932 |
| Map Reference | MB 8939 PG 577 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 25587932 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4550 ROOP RD, GILROY, CA 95020-9099 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 4550 ROOP RD, GILROY, CA 95020-9099 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0023573690 |
|---|---|
| Date | Feb 01, 2017 |
| Instrument | 23573690 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 4550 ROOP RD, GILROY, CA 95020-9099 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | NATCO |
| Name | Verified Name |
|---|
| Document Number | 0023739110 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 23739110 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 4550 ROOP RD, GILROY, CA 95020-9099 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 7019 DORAN DR, NEW ALBANY, OH 43054-9320 |
| Document Number | 0025197337 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 25197337 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
| Type Change Date | Jan 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.65% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.65% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 09, 2021 |
| Property Address | 4550 ROOP RD, GILROY, CA 95020-9099 |
| Document Number | 0024990900 |
| Map Reference | MB 443 PG 5 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 24990900 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4450 ROOP RD, GILROY, CA 95020-9097 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 05, 2021 |
| Property Address | 4550 ROOP RD, GILROY, CA 95020-9099 |
| Document Number | 0024907276 |
| Map Reference | MB 443 PG 5 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 24907276 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7019 DORAN DR, NEW ALBANY, OH 43054-9320 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 06, 2018 |
| Property Address | 4550 ROOP RD, GILROY, CA 95020-9099 |
| Document Number | 0024056872 |
| Instrument Date | Nov 02, 2018 |
| Instrument | 24056872 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 30 KEYSTONE AVE MORGAN HILL CA 950374325, MORGAN HILL, CA 95037-4325 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $853,871 (+2%) Land $268,722 Building $585,149 | |
| 2025 | $10,250.00 (-57.96%) | $837,129 (-57.65%) Land $263,453 Building $573,676 |
| 2023 | $24,382.00 (+1.77%) | $1,976,760 Land $1,040,400 Building $936,360 |
| 2022 | $23,957.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Frontier DSL | 115 / 7 |
May also be available: Etheric Communications, LLC., South Valley Internet.
Based on FCC filings for 8 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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