4490 Roop Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 4490 Roop Rd, Gilroy, CA 95020 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Year BuiltBuilt 2000
Lot Size108,464 sqft (2.49 acres)
OccupancyOwner Occupied
Last Sale$2,428,000 (2021)
Tax Bill$31,230.00 (2025)

Property Details

APN / Parcel Number

Primary APN898-02-021

Exterior

Year BuiltBuilt 2000
Lot Area108,464 sqft (2.49 acres)

Location & Zoning

Street Address4490 ROOP RD
CityGILROY
StateCA
Zip95020-9097
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 1 BOOK 419 PAGE 23
Legal Lot Number1
JurisdictionSANTA CLARA CA
Minor Civil DivisionSOUTH SANTA CLARA VALLEY
Census Blockgroup2
Census Block2001
Census Tract512602

Owner

Source: Santa Clara County records · APN 898-02-021

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4490 ROOP RD, GILROY, CA 95020-9097
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 08, 2021Grant Deed, Transfer · Conventional Mortgage
AXOS BANK
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 23, 2019Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2021 · Amount on Record
Deed SaleDec 08, 2021 · Amount on Record
Prior SaleJan 23, 2019 · Amount on Record
Deed Doc Number25189525
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4490 ROOP RD, GILROY, CA 95020-9097
Transaction TypeMortgage
Record UpdatedJul 01, 2022
Title CompanyDOMA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18660 CASTLE HILL DR, MORGAN HILL, CA 95037-9452

Mortgage

Document Number0025323993
DateJun 22, 2022
Instrument25323993
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateDec 08, 2021
Property Address4490 ROOP RD, GILROY, CA 95020-9097
Document Number0025189525
Map ReferenceMB 419 PG 23
Instrument DateNov 30, 2021
Instrument25189525
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4490 ROOP RD, GILROY, CA 95020-9097

Mortgage

Document Number0025189526
DateDec 08, 2021
Instrument25189526
Lender
NameAXOS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJan 01, 2027
Change FrequencyAnnually
Min Rate At Change4.37%
Max Rate At Change10.3%
Index1-Year LIBOR
Max Rate10.3%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4490 ROOP RD, GILROY, CA 95020-9097
Transaction TypeMortgage
Record UpdatedMar 01, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4490 ROOP RD, GILROY, CA 95020-9097

Mortgage

Document Number0024839798
DateFeb 19, 2021
Instrument24839798
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJan 23, 2019
Property Address4490 ROOP RD, GILROY, CA 95020-9097
Document Number0024101870
Instrument DateJan 08, 2019
Instrument24101870
Transaction TypeTransfer
Record UpdatedFeb 04, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4490 ROOP RD GILROY CA 950209097, GILROY, CA 95020-9097

Mortgage

Document Number24101871
DateJan 23, 2019
Instrument24101871
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2049

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$31,230.00 (+2.36%)$2,576,612 (+4.04%) Land $1,591,812 Building $984,800
2023$30,509.00 (+1.78%)$2,476,560 Land $1,530,000 Building $946,560
2022$29,976.00

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