4550 Luke Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 4550 Luke Ave, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	8 bd · 8 ba · 4,972 sqft · built 2024
Lot Size	0.172 acres (7,499 sqft)
Owner	Company Name on File
Last Sale	$2,600,000 (Jun 2026)
Tax Bill	$23,203 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6082-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6082-4`
Alternative APNs	`00-2S-22-0580-0024-0100` `22S200058000240100`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Stories	1 Story
Building Area	4,972 sqft Living Area
Gross Area	5,920 sqft
1st Floor Area	4,972 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4550 LUKE AVE
City	DESTIN
State	FL
Zip	32541-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 10 BLK 24
Legal Subdivision	CRYSTAL BEACH
Legal Block	24
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1020
Census Tract	23308

Owner

4550 Luke Ave is owned by a company that bought it in June 2026.

Source: Okaloosa County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3650 BATAVIA OAKFIELD TOWN LINE RD, OAKFIELD, NY 14125-9734
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer SHORELINE TITLE LLC, SHORELINE TITLE
Jan 27, 2023	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Jan 27, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Jan 27, 2023 · Amount on File
Deed Document Number	20263822969
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 17, 2026
Property Address	4550 LUKE AVE, DESTIN, FL 32541-3667
Document Number	0003822969
Instrument Date	Jun 17, 2026
Instrument	20263822969
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount on Record
Tax	$1,838,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3650 BATAVIA OAKFIELD TOWN LINE RD, OAKFIELD, NY 14125-9734

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	OKALOOSA FL
Recording Date	Jan 27, 2023
Property Address	4550 LUKE AVE, DESTIN, FL 32541-3667
Document Number	0036594878
Book / Page	3659 / 4878
Map Reference	MB 1 PG 17
Instrument Date	Jan 25, 2023
Instrument	3603248
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 COMMONS DR E STE 300, 300, DESTIN, FL 32541-8439

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 27, 2023
Property Address	4550 LUKE AVE, DESTIN, FL 32541-3667
Document Number	0036594888
Book / Page	3659 / 4888
Map Reference	MB 1 PG 17
Instrument Date	Jan 25, 2023
Instrument	3603251
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4550 LUKE AVE, DESTIN, FL 32541-3667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 LUKE AVE, DESTIN, FL 32541-3660

Tax Assessment & Valuation

The 2025 property tax bill for 4550 Luke Ave was $23,203.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,203.00	$1,959,204 Land $566,284 Building $1,392,920	$1,959,204 Land $566,284 Building $1,392,920
2023	$1,913.00 (-0.05%) Homeowner's exemption Disabled Person's exemption	$203,723 (+3%)	$757,673 (+11.99%) Land $513,822 Building $243,851
2022	$1,914.00 Homeowner's exemption Disabled Person's exemption	$197,789	$676,551 Land $467,111 Building $209,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4550 Luke Ave in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4550 Luke Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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