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4547 Luke Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 4547 Luke Ave, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details7 bd · 7 ba · 3,442 sqft · built 2022
Lot Size0.176 acres (7,699 sqft)
OwnerCompany Name on Record
Last Sale$2,400,000 (Jun 2022)
Tax Bill$16,454 (2025)
Deeds & MortgagesJun 2022 Sale
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-589-6155-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-6155-8
Alternative APN
  • 00-2S-22-0580-0032-0020

Interior

Bedrooms7 Beds
Full Baths7 Baths
Stories2 Stories
Building Area3,442 sqft Heated Area
Gross Area3,880 sqft
1st Floor Area727 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood
Lot Area7,699 sqft (0.176 acres)
Lot Width50 ft Width
PorchOpen Porch
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4547 LUKE AVE
CityDESTIN
StateFL
Zip32541-3612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH LOT 2 BLK 32
Legal Range22
Legal Township02S
Legal SubdivisionCRYSTAL BEACH
Legal Block32
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1004
Census Tract23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address920 BAMBI DR, DESTIN, FL 32541-1833
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Warranty Deed, Transfer
COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC
Aug 13, 2021Warranty Deed, Transfer
AQUA TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleAug 13, 2021 · Amount on Record
Deed Document Number3560845
Deed Book / Page3630 / 446
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 29, 2022
Property Address4547 LUKE AVE, DESTIN, FL 32541-3612
Document Number0036300446
Book / Page3630 / 446
Map ReferenceMB 1 PG 17
Instrument DateJun 28, 2022
Instrument3560845
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyCOMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC

Transaction

AmountAmount Recorded
Tax$16,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4585 WOODWIND DR, DESTIN, FL 32541-3674

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 BAMBI DR, DESTIN, FL 32541-1833

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 13, 2021
Property Address4547 LUKE AVE, DESTIN, FL 32541-3612
Document Number0035671003
Book / Page3567 / 1003
Map ReferenceMB 1 PG 17
Instrument DateAug 12, 2021
Instrument3480369
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyAQUA TITLE

Transaction

AmountAmount Recorded
Tax$4,025.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address214 S CENTER AVE, PIEDMONT, AL 36272-2040

Transferred To (Grantee/Buyer)

NameVerified Name
Address4659 SUNSAIL CIR, DESTIN, FL 32541-5725

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,454.00 (+5.36%)$1,389,292 (+6.27%) Land $453,027 Building $936,265$1,389,292 (+6.27%) Land $453,027 Building $936,265
2023$15,617.00 (+246.81%)$1,307,325 (+249.84%) Land $411,058 Building $896,267$1,307,325 (+249.84%) Land $411,058 Building $896,267
2022$4,503.00$373,689 Land $373,689$373,689 Land $373,689

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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