Burke County property record for 4550 Emerald Dr, Morganton, NC 28655 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1973 |
| Lot Size | 4.15 acres (180,774 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Jun 2002) |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781231687 |
| Primary APN | 1781231687 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 2,744 sqft |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 1,372 sqft |
| Unfinished Basement | 1,372 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 180,774 sqft (4.15 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Carport |
| Garage Area | 1,140 sqft |
| Carport | Carport |
| Carport Area | 392 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 190 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Old Parcel Number | 1781231687 |
|---|---|
| Street Address | 4550 EMERALD DR |
| City | MORGANTON |
| State | NC |
| Zip | 28655-7927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4550 EMERALD DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20304 |
Source: Burke County records · APN 1781231687
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4550 EMERALD DR, MORGANTON, NC 28655-7927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2002 · Amount on Record |
| Deed Sale | Jun 05, 2002 · Amount on Record |
| Deed Document Number | 0001124754 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4550 EMERALD DR, MORGANTON, NC 28655-7927 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0028310922 |
|---|---|
| Date | Oct 08, 2025 |
| Book Page | 2831/922 |
| Instrument | 2025008232 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4550 EMERALD DR, MORGANTON, NC 28655-7927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0026690534 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 2669/534 |
| Instrument | 2023001268 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,257.00 (-0.4%) | $176,649 (-) Land $33,134 Building $143,515 | $176,649 (-) Land $33,134 Building $143,515 |
| 2023 | $1,262.00 | $176,649 Land $33,134 Building $143,515 | $176,649 Land $33,134 Building $143,515 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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