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4644 Emerald Dr, Morganton, NC 28655 Property Records

Burke County property record for 4644 Emerald Dr, Morganton, NC 28655 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,296 sqft · built 1974
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Aug 2021)
Tax Bill$1,121 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN1781125929

Property Details

APN / Parcel Number

Primary APN1781125929
Alternative APN
  • 9279

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
Basement Area1,296 sqft
Unfinished Basement1,296 sqft
FlooringTile

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Patio Area76 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4644 EMERALD DR
CityMORGANTON
StateNC
Zip28655-7975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4644 EMERALD DR MORGANTON, NC 28655
Legal SubdivisionPINE RIDGE SUBDIVISION
JurisdictionBURKE NC
Township / Civil DivisionSILVER CREEK
Census Block Group1
Census Block1004
Census Tract20304

Owner

Source: Burke County records · APN 1781125929

Assessment roll updated September 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4644 EMERALD DR, MORGANTON, NC 28655-7975
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CITY OF LENIO LEGD ENITY
Aug 16, 2018Loan Modification, Mortgage · Line of Credit
CAPITAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Deed Document Number202110120
Deed Book / Page2565 / 71
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateAug 25, 2021
Property Address4644 EMERALD DR, MORGANTON, NC 28655-7975
Document Number0025650071
Book / Page2565 / 71
Instrument DateAug 25, 2021
Instrument2021010120
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4644 EMERALD DR, MORGANTON, NC 28655-7975

Mortgage

Document Number2021010122
DateAug 25, 2021
Instrument2021010122
Lender
NameCITY OF LENIO LEGD ENITY
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0025650074
DateAug 25, 2021
Book Page2565/74
Instrument2021010121
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 01, 2031

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBURKE NC
Property Address4644 EMERALD DR, MORGANTON, NC 28655-7975
Document Number0023640931
Instrument DateAug 16, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4644 EMERALD DR MORGANTON NC 286557975, MORGANTON, NC 28655-7975

Mortgage

Document Number0023640931
DateSep 05, 2018
Book Page002364/000931
Instrument19642
Lender
NameCAPITAL BK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueSep 04, 2025
Interest
Rate TypeAdjustable Rate
Rate5.25%

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,121.00 (-0.36%)$156,015 (-) Land $10,853 Building $145,162$156,015 (-) Land $10,853 Building $145,162
2023$1,125.00$156,015 Land $10,853 Building $145,162$156,015 Land $10,853 Building $145,162

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230203041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 53% of North Carolina
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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