Stearns County property record for 4550 40th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,198 sqft · built 1962 |
| Lot Size | 7.16 acres (311,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,200 (Sep 2019) |
| Tax Bill | $2,716 (2026) |
| Deeds & Mortgages | Sep 2019 Sale Jan 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-43597-0000 |
| Primary APN | 82-43597-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,198 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Roof Material | Asphalt |
| Lot Area | 311,890 sqft (7.16 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4550 40TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 7.16 A. PART OF NW4NW4 LYING N I-94 LESS PTS SOLD OLD # 29.17682.000 SECTION 04 TOWNSHIP 123 RANGE 028 29.17682.000 SECTION |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 04 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 401 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9562 COUNTY ROAD 138, SAINT CLOUD, MN 56301-9497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2019 | Warranty Deed, Transfer |
| Jan 18, 2018 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Prior Sale | Jan 18, 2018 |
| Deed Document Number | 20191552379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 11, 2019 |
| Property Address | 4550 40TH ST S, SAINT CLOUD, MN 56301-8802 |
| Document Number | 00A1552379 |
| Instrument Date | Jul 11, 2019 |
| Instrument | A1552379 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9562 COUNTY ROAD 138, SAINT CLOUD, MN 56301-9497 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 18, 2018 |
| Property Address | 4550 40TH ST S, SAINT CLOUD, MN 56301-8802 |
| Document Number | 00A1513215 |
| Instrument Date | Jan 11, 2018 |
| Instrument | A1513215 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5720 PREMIER PARK DR, WEST PALM BEACH, FL 33407-1610 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,716.00 (+20.28%) | ||
| 2025 | $225,300 (+6.22%) Land $80,000 Building $145,300 | $225,300 (+6.22%) Land $80,000 Building $145,300 | |
| 2023 | $2,258.00 | $212,100 Land $80,000 Building $132,100 | $212,100 Land $80,000 Building $132,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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