4517 40th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4517 40th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1984
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Jun 2017)
Tax Bill	$2,580 (2026)
Deeds & Mortgages	Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-44152-0728`

Property Details

APN / Parcel Number

Primary APN	`82-44152-0728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Lot Width	120 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4517 40TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	.83A E120' OF S300' OF SW4SW4 OLD # 30.19138.006 SECTION 33 TOWNSHIP 124 RANGE 028 SECTION 33 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	33
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	401

Owner

Source: Stearns County assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4517 40TH ST S, SAINT CLOUD, MN 56301-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	20171497366
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 8, 2017
Property Address	4517 40TH ST S, SAINT CLOUD, MN 56301-8802
Document Number	00A1497366
Instrument Date	Jun 2, 2017
Instrument	A1497366
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MINNESOTA SECURED TITLE

Transaction

Amount	Amount Recorded
Tax	$633.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 40TH ST S, SAINT CLOUD, MN 56301-8802

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,580.00 (+24.4%)	$227,200 (-) Land $50,000 Building $177,200	$227,200 (-) Land $50,000 Building $177,200
2025		$227,200 (+7.63%) Land $50,000 Building $177,200	$227,200 (+7.63%) Land $50,000 Building $177,200
2023	$2,074.00	$211,100 Land $40,000 Building $171,100	$211,100 Land $40,000 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20