Kendall County property record for 455 Windsor Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,387 sqft · built 1999 |
| Lot Size | 0.244 acres (10,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Aug 2023) |
| Tax Bill | $10,682 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-123-025 |
| Primary APN | 03-29-123-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,387 sqft Living Area |
| Gross Area | 4,246 sqft |
| 1st Floor Area | 2,387 sqft |
| Basement Area | 1,239 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 10,612 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 455 WINDSOR DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 165 DEERPATH CREEK UNIT 2 VILLAGE OF OSWEGO |
| Legal Subdivision | DEERPATH CREEK |
| Legal Lot Number | 165 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 890106 |
455 Windsor Dr is owned and occupied by two individuals who bought it in August 2023.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit AMALGAMATED BANK OF CHICAGO |
| Jan 9, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Feb 23, 2018 | Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Feb 23, 2018 · Amount on File |
| Deed Document Number | 20239391 |
| Prior Transfer Date | Dec 20, 2022 |
| Prior Transfer Doc | 0000000286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004238 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 202600004238 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Rate | 5.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 21, 2023 |
| Property Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Document Number | 0000009391 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 202300009391 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Name | Verified Name |
|---|---|
| Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009392 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 202300009392 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003521 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 202300003521 |
| Name | AMALGAMATED BANK OF CHICAGO |
|---|---|
| Type | Bank |
| Address | WARRENVILLE, IL 60555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 9, 2023 |
| Property Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Document Number | 0000000286 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 202300000286 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005559 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 202000005559 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 23, 2018 |
| Property Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Document Number | 0000002544 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 201800002544 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 455 WINDSOR DR, OSWEGO, IL 60543-9206 |
| Document Number | 0000002545 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 201800002545 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,389 (+5%) Land $29,910 Building $109,479 | $418,167 (+5%) Land $89,730 Building $328,437 | |
| 2024 | $10,682.00 | $132,752 Land $28,486 Building $104,266 | $398,256 Land $85,458 Building $312,798 |
| 2022 | $106,800 Land $22,917 Building $83,883 | $320,400 Land $68,751 Building $251,649 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 455 Windsor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 455 Windsor Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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