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446 Windsor Dr, Oswego, IL 60543 Property Records

Kendall County property record for 446 Windsor Dr, Oswego, IL 60543 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,145 sqft · built 1996
Lot Size0.265 acres (11,528 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Jan 2026)
Tax Bill$9,415 (2024)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-29-121-002

Property Details

APN / Parcel Number

Primary APN03-29-121-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,145 sqft Living Area
Gross Area3,713 sqft
1st Floor Area2,145 sqft
Basement Area1,127 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area11,528 sqft (0.265 acres)
Lot Dimensions146 ft deep x 81 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address446 WINDSOR DR
CityOSWEGO
StateIL
Zip60543-9202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 DEERPATH CREEK UNIT 1 PHASE 1 VILLAGE OF OSWEGO.
Legal SubdivisionDEERPATH CREEK
Legal Lot Number12
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group4
Census Block4009
Census Tract890106

Owner

Source: Kendall County records · APN 03-29-121-002

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address446 WINDSOR DR, OSWEGO, IL 60543-9202
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Warranty Deed, Transfer · Conventional Mortgage
ALLIANT CU
Jan 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
DUPAGE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2026 · Amount on Record
Deed SaleJan 26, 2026 · Amount on Record
Prior SaleSep 24, 1996 · Amount on Record
Deed Document Number20261130
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJan 26, 2026
Property Address446 WINDSOR DR, OSWEGO, IL 60543-9202
Document Number0000001130
Instrument DateOct 24, 2025
Instrument202600001130
Transaction TypeTransfer
Record UpdatedFeb 09, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address446 WINDSOR DR, OSWEGO, IL 60543-9202

Mortgage

Document Number0000001131
DateJan 26, 2026
Instrument202600001131
Lender
NameALLIANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 01, 2055
Interest
Rate TypeFixed Rate
Rate6.12%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address446 WINDSOR DR, OSWEGO, IL 60543-9202
Document Number0000003446
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address446 WINDSOR DR OSWEGO IL 605439202, OSWEGO, IL 60543-9202

Mortgage

Document Number0000003446
DateMar 06, 2020
Instrument3446
Lender
NameDUPAGE CU
TypeCredit Union
AddressNAPERVILLE, IL 60567-3930
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 05, 2030

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$129,151 (+5%) Land $29,910 Building $99,241$387,453 (+5%) Land $89,730 Building $297,723
2024$9,415.00$123,001 (+24.3%) Land $28,486 Building $94,515$369,003 (+24.3%) Land $85,458 Building $283,545
2022$98,955 Land $22,917 Building $76,038$296,865 Land $68,751 Building $228,114

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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