455 Tortoise Bay Rd, Higden, AR 72067 Property Records

Cleburne County property record for 455 Tortoise Bay Rd, Higden, AR 72067

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,537 sqft · built 1996
Lot Size	0.931 acres (40,595 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2019)
Tax Bill	$4,050 (2026)
Deeds & Mortgages	Mar 2019 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-09457-000`

Property Details

APN / Parcel Number

Primary APN	`002-09457-000`
Alternative APN	`21316`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,537 sqft Living Area
1st Floor Area	1,601 sqft
Upper Floors Area	1,000 sqft
Flooring	Carpet

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,595 sqft (0.931 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	144 sqft

Exterior Amenities

Porch	Patio
Porch Area	1,368 sqft
Deck Area	224 sqft
Patio Area	144 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	455 TORTOISE BAY RD
City	HIGDEN
State	AR
Zip	72067-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 8 & PT LOT 9
Legal Range	12
Legal Township	10
Legal Section	01
Legal Subdivision	TORTOISE BAY
Legal Lot Number	8,9
Jurisdiction	CLEBURNE AR
Township / Civil Division	SALINE
Census Block Group	3
Census Block	3012
Census Tract	480502

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 WOODLAND TRL, PROCTOR, AR 72376-9520
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage GRAY TURNEY
May 22, 2019	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Apr 29, 1997
Deed Document Number	20192885
Prior Transfer Date	Oct 27, 2006
Prior Transfer Doc	0000009147
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	455 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901369
Date	Mar 12, 2019
Instrument	201901369

Lender

Name	GRAY TURNEY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 15, 2022

Interest

Rate	6%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	May 22, 2019
Property Address	455 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Document Number	0201902885
Instrument Date	May 17, 2019
Instrument	201902885
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 E BOULDER CREEK BLVD APT 208, 208, FAYETTEVILLE, AR 72703-6340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 WOODLAND TRAIL, MARION, AR 72364

Mortgage

Document Number	0201902886
Date	May 22, 2019
Instrument	201902886

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	West Side School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,050.00 (+9.08%)	$136,193 (-) Land $16,000 Building $120,193	$680,965 (-) Land $80,000 Building $600,965
2025	$3,713.00 (+18.93%)	$136,193 (+28.05%) Land $16,000 Building $120,193	$680,965 (+28.05%) Land $80,000 Building $600,965
2023	$3,122.00	$106,362 Land $16,000 Building $90,362	$531,810 Land $80,000 Building $451,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMUNITY WATER SYSTEM serves 18,628 people · EPA ID AR0000101
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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