445 Tortoise Bay Rd, Higden, AR 72067 Property Records

Cleburne County property record for 445 Tortoise Bay Rd, Higden, AR 72067

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,472 sqft · built 1975
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2026)
Tax Bill	$2,926 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`002-09456-000`

Property Details

APN / Parcel Number

Primary APN	`002-09456-000`
Alternative APN	`21315`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,472 sqft Living Area
1st Floor Area	2,472 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	360 sqft
Driveway	Concrete Driveway
Driveway Area	2,580 sqft

Exterior Amenities

Porch	Patio
Porch Area	644 sqft
Deck Area	324 sqft
Patio Area	220 sqft
Lean-To	1,008 sqft
Utility Building	1,344 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other
Heating Fuel	Gas

Location & Zoning

Street Address	445 TORTOISE BAY RD
City	HIGDEN
State	AR
Zip	72067-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 6, LOT 7 AND A PART OF LOT 8, TORTOISE BAY SUBDIVISION, CLEBURNE COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRI
Legal Range	12
Legal Township	10
Legal Section	01
Legal Subdivision	TORTOISE BAY
Legal Lot Number	6-8
Jurisdiction	CLEBURNE AR
Township / Civil Division	SALINE
Census Block Group	3
Census Block	3012
Census Tract	480502

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1208 CHEROKEE DR, NEWPORT, AR 72112-2648
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 17, 2026	Warranty Deed, Transfer FIRST NATIONS TITLE, FIRST NATIONAL TITLE
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Sep 27, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Apr 24, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	20263517
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	0201905730
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000081
Date	Jan 8, 2020
Instrument	202000081

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202004898
Date	Aug 18, 2020
Instrument	202004898

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202105052
Date	Jul 6, 2021
Instrument	202105052

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202109047
Date	Dec 2, 2021
Instrument	202109047

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Jun 17, 2026
Property Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Document Number	0202603517
Instrument Date	Jun 16, 2026
Instrument	20263517
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIRST NATIONS TITLE, FIRST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$154,984.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 CHEROKEE DR, NEWPORT, AR 72112-2648

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Jan 13, 2023
Property Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Document Number	0202300255
Instrument Date	Jan 9, 2023
Instrument	202300255
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 W MAIN ST, CABOT, AR 72023-7487

Mortgage

Document Number	0202300256
Date	Jan 13, 2023
Instrument	202300256

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEBURNE AR
Recording Date	Sep 27, 2019
Property Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Document Number	0201905730
Instrument Date	Mar 4, 2019
Instrument	201905730
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109

Mortgage

Document Number	0201905731
Date	Sep 27, 2019
Instrument	201905731

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2049

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEBURNE AR
Recording Date	Apr 24, 2018
Property Address	445 TORTOISE BAY RD, HIGDEN, AR 72067-9109
Document Number	0201802096
Instrument Date	Mar 29, 2018
Instrument	201802096
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	455 TORTOISE BAY RD, HIGDEN, AR 72067-9109

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	West Side School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,926.00 (+9.1%)	$84,969 (-) Land $16,000 Building $68,969	$424,845 (-) Land $80,000 Building $344,845
2025	$2,682.00 (+134.44%)	$84,969 (+34.83%) Land $16,000 Building $68,969	$424,845 (+34.83%) Land $80,000 Building $344,845
2023	$1,144.00 Homeowner's exemption	$63,021 Land $16,000 Building $47,021	$315,105 Land $80,000 Building $235,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMUNITY WATER SYSTEM serves 18,628 people · EPA ID AR0000101
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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