Stanly County property record for 455 Spring St, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1925 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (May 2026) |
| Tax Bill | $1,157 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 654801458874 |
| Primary APN | 654801458874 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,748 sqft Finished Area |
| Basement Area | 524 sqft |
| Unfinished Basement | 524 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 69 ft wide |
| Garage Area | 324 sqft |
| Porch | Porch |
| Porch Area | 280 sqft |
| Patio Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1555821 |
|---|---|
| Street Address | 455 SPRING ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-4273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8A |
| Legal Description | HSE 455 SPRING ST 654810051 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 931204 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 455 SPRING ST, ALBEMARLE, NC 28001-4273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Document Number | 2026488021 |
| Deed Book / Page | 1919 / 1153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 21, 2026 |
| Property Address | 455 SPRING ST, ALBEMARLE, NC 28001-4273 |
| Document Number | 0000488021 |
| Book / Page | 1919 / 1153 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026488021 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 SPRING ST, ALBEMARLE, NC 28001-4273 |
| Document Number | 0000488022, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 2026488022 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 11, 2020 |
| Property Address | 455 SPRING ST, ALBEMARLE, NC 28001-4273 |
| Document Number | 0000423985 |
| Book / Page | 001712 / 000901 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 423985 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2141 MATTHEWS NC 281062141, MATTHEWS, NC 28106-2141 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,157.00 | $103,360 (-) Land $13,972 Building $89,388 | $103,360 (-) Land $13,972 Building $89,388 |
| 2025 | $1,157.00 (+18.18%) | $103,360 (+28.76%) Land $13,972 Building $89,388 | $103,360 (+28.76%) Land $13,972 Building $89,388 |
| 2023 | $979.00 | $80,275 Land $8,383 Building $71,892 | $80,275 Land $8,383 Building $71,892 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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