434 Spring St, Albemarle, NC 28001 Property Records

Stanly County property record for 434 Spring St, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,699 sqft · built 1930
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Tax Bill$1,303 (2026)
Flood ZoneZone X (minimal risk)
APN654801456578

Property Details

APN / Parcel Number

Primary APN654801456578
Alternative APNs
  • 14538
  • 5404

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,699 sqft Finished Area
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1950
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialTile
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions157 ft deep x 56 ft wide
Garage Area440 sqft
PorchPorch
Porch Area141 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number14538
Street Address434 SPRING ST
CityALBEMARLE
StateNC
Zip28001-4254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8A
Legal DescriptionHSE 434 SPRING ST EASTERN PT LT 186 654810073
Legal Lot Number186
JurisdictionSTANLY NC
Township / Civil DivisionNORTH ALBEMARLE
Census Block Group3
Census Block3057
Census Tract931204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pee Dee Avenue Historic District
listed 1998 · 88 contributing resources · NRIS 97001612

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address434 SPRING ST, ALBEMARLE, NC 28001-4254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,303.00 (-17.69%)$116,375 (+27.2%) Land $12,978 Building $103,397$116,375 (+27.2%) Land $12,978 Building $103,397
2023$1,583.00 (+7.69%)$91,487 (-) Land $7,786 Building $83,701$91,487 (-) Land $7,786 Building $83,701
2022$1,470.00$91,487 Land $7,786 Building $83,701$91,487 Land $7,786 Building $83,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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