455 San Bernabe Dr, Monterey, CA 93940 Property Records

Monterey County property record for 455 San Bernabe Dr, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1970
Lot Size	0.227 acres (9,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Sep 2025)
Tax Bill	$11,283 (2025)
Deeds & Mortgages	Sep 2025 Sale Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-621-002-000`

Property Details

APN / Parcel Number

Primary APN	`001-621-002-000`
Alternative APN	`001-621-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,885 sqft (0.227 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-621-002
Street Address	455 SAN BERNABE DR
City	MONTEREY
State	CA
Zip	93940-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE REGIO NO 1 LOT 5 BLK 3
Legal Subdivision	MONTE REGIO NO 1
Legal Block	3
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1026
Census Tract	12800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 SAN BERNABE DR, MONTEREY, CA 93940-6126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 24, 2020	Grant Deed, Transfer · Commercial Mortgage LESTER H STRICKLER AND E GRACE STRI
Sep 6, 2019	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202532179
Prior Transfer Date	Jun 14, 2016
Prior Transfer Doc	0000033333
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 26, 2025
Property Address	455 SAN BERNABE DR, MONTEREY, CA 93940-6126
Document Number	0000032179
Map Reference	VOL 3 PG 36
Instrument Date	Sep 23, 2025
Instrument	2025032179
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 SAN BERNABE DR, MONTEREY, CA 93940-6126

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	455 SAN BERNABE DR, MONTEREY, CA 93940-6126
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1751 SARDONYX CT, LIVERMORE, CA 94550-9403

Mortgage

Document Number	0000034531
Date	Aug 17, 2022
Instrument	2022034531

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 24, 2020
Property Address	455 SAN BERNABE DR, MONTEREY, CA 93940-6126
Document Number	0000069205
Map Reference	VOL 3 PG 36
Instrument Date	Oct 23, 2020
Instrument	2020069205
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1751 SARDONYX CT, LIVERMORE, CA 94550-9403

Mortgage

Document Number	0000069206
Date	Nov 24, 2020
Instrument	2020069206

Lender

Name	LESTER H STRICKLER AND E GRACE STRI
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Dec 1, 2022

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 6, 2019
Property Address	455 SAN BERNABE DR, MONTEREY, CA 93940-6126
Document Number	0000038935
Instrument Date	Aug 21, 2019
Instrument	38935
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 SAN BERNABE DR MONTEREY CA 939406126, MONTEREY, CA 93940-6126

Mortgage

Document Number	38936
Date	Sep 6, 2019
Instrument	38936

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,250,000 (+28.45%) Land $800,000 Building $450,000
2025	$11,283.00 (+10.46%)	$973,104 (+4.04%) Land $649,458 Building $323,646
2023	$10,215.00 (+1.4%)	$935,319 Land $624,240 Building $311,079
2022	$10,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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