407 San Bernabe Dr, Monterey, CA 93940 Property Records

Monterey County property record for 407 San Bernabe Dr, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,512 sqft · built 1976
Lot Size	0.436 acres (19,000 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (May 2011)
Tax Bill	$9,330 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-621-015-000`

Property Details

APN / Parcel Number

Primary APN	`001-621-015-000`
Alternative APN	`001-621-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	2,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	19,000 sqft (0.436 acres)
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-621-015
Street Address	407 SAN BERNABE DR
City	MONTEREY
State	CA
Zip	93940-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE REGIO NO 1 POR OF LOT 3 AS DESC IN R653 PG 997
Legal Subdivision	MONTE REGIO NO 1
Legal Block	1
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1026
Census Tract	12800

Owner

407 San Bernabe Dr is owned by an individual who acquired it in April 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	35125 SE AUGUSTA PL, SNOQUALMIE, WA 98065-9048
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2011 · Amount on File
Deed Sale	May 17, 2011 · Amount on File
Deed Document Number	201127778
Last Transfer Date	Apr 14, 2017
Transfer Doc	0000021199
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	407 SAN BERNABE DR, MONTEREY, CA 93940-6126
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 N GREENBRIER ST, ARLINGTON, VA 22205-3025

Mortgage

Document Number	0000048719
Date	Jul 19, 2021
Instrument	2021048719

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	407 SAN BERNABE DR, MONTEREY, CA 93940-6126
Document Number	0000008120
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2016 N GREENBRIER ST ARLINGTON VA 222053025, ARLINGTON, VA 22205-3025

Mortgage

Document Number	0000008120
Date	Feb 18, 2020
Instrument	8120

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 17, 2035

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 20, 2017
Property Address	407 SAN BERNABE DR, MONTEREY, CA 93940-6126
Document Number	0000021199
Instrument Date	Apr 14, 2017
Instrument	21199
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2220 N SOMERSET ST ARLINGTON VA 222051937, ARLINGTON, VA 22205-1937

Mortgage

Document Number	21200
Date	Apr 20, 2017
Instrument	21200

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 19, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 407 San Bernabe Dr was $9,330.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,737 (+2%) Land $392,032 Building $424,705
2025	$9,330.00	$800,724 Land $384,346 Building $416,378
2023	$8,465.00 (+1.38%)	$769,632 Land $369,422 Building $400,210
2022	$8,350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 407 San Bernabe Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 San Bernabe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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