Kane County property record for 455 S State St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 1884 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $313,000 (Jun 2023) |
| Tax Bill | $4,631 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-154-008 |
| Primary APN | 06-24-154-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 2,098 sqft |
| Basement Area | 774 sqft |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Construction Type | Frame |
| Lot Area | 7,920 sqft (0.182 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 455 S STATE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HINTZE & POTTERS ADDN AS AMENDED LOT 9 BLOCK 1 |
| Legal Subdivision | HINTZE&POTTERS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1020 E ELGIN, BOSTON, MA 02121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jun 29, 2023 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit FNBC BK&TR |
| Feb 20, 2018 | Grant Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Feb 20, 2018 |
| Deed Document Number | 202321573 |
| Prior Transfer Date | Apr 26, 2007 |
| Prior Transfer Doc | 0000071731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 23, 2026 |
| Property Address | 455 S STATE ST, ELGIN, IL 60123-7607 |
| Document Number | 0000026102 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202626102 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 455 S STATE ST, ELGIN, IL 60123-7607 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026102, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202626102 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 1, 2053 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 29, 2023 |
| Property Address | 455 S STATE ST, ELGIN, IL 60123-7607 |
| Document Number | 0000021573 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023K021573 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 455 S STATE ST, ELGIN, IL 60123-7607 |
| Document Number | 0000021576 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023K021576 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 455 S STATE ST, ELGIN, IL 60123-7607 |
| Document Number | 0000014201 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 455 S STATE ST ELGIN IL 601237607, ELGIN, IL 60123-7607 |
| Document Number | 0000014201 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 14201 |
| Name | FNBC BK&TR |
|---|---|
| Address | WEST CHICAGO, IL 60185 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 28, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 20, 2018 |
| Property Address | 455 S STATE ST, ELGIN, IL 60123-7607 |
| Document Number | 0000008009 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 8009 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 7, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 DUNCAN AVE #1 ELGIN IL 601203007, 1, ELGIN, IL 60120-3007 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,631.00 | $68,713 (+8.57%) Land $16,038 Building $52,675 | $206,221 (+8.57%) Land $48,133 Building $158,088 |
| 2024 | $63,289 (+30.49%) Land $14,772 Building $48,517 | $189,943 (+30.54%) Land $44,334 Building $145,609 | |
| 2022 | $4,205.00 (+3.96%) | $48,501 (+6.96%) Land $12,168 Building $36,333 | $145,503 (+6.96%) Land $36,504 Building $108,999 |
| 2021 | $4,045.00 | $45,345 Land $11,376 Building $33,969 | $136,035 Land $34,128 Building $101,907 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures