439 S State St, Elgin, IL 60123 Property Records

Kane County property record for 439 S State St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,540 sqft · built 1895
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2024)
Tax Bill	$5,624 (2025)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-24-154-005`

Property Details

APN / Parcel Number

Primary APN	`06-24-154-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
Gross Area	2,310 sqft
Basement Area	770 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	439 S STATE ST
City	ELGIN
State	IL
Zip	60123-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HINTZE & POTTERS ADD LOT 3 BLK 1
Legal Subdivision	HINTZE&POTTERS ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	439 S STATE ST, ELGIN, IL 60123-3901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	202424923
Last Transfer Date	Jan 13, 2025
Transfer Doc	0000008229
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 16, 2021
Property Address	439 S STATE ST, ELGIN, IL 60123-3901
Document Number	0000011828
Instrument Date	Jan 21, 2021
Instrument	2021K011828
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 E CHICAGO ST, ELGIN, IL 60120-6998

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,624.00 (+24.84%)	$73,730 (+8.57%) Land $16,038 Building $57,692	$221,279 (+8.57%) Land $48,133 Building $173,145
2024		$67,910 (+30.69%) Land $14,772 Building $53,138	$203,812 (+30.74%) Land $44,334 Building $159,478
2022	$4,505.00 (+3.95%)	$51,962 (+6.96%) Land $12,168 Building $39,794	$155,886 (+6.96%) Land $36,504 Building $119,382
2021	$4,334.00	$48,581 Land $11,376 Building $37,205	$145,743 Land $34,128 Building $111,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20