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455 S Prather Rd, Michie, TN 38357 Property Records

McNairy County property record for 455 S Prather Rd, Michie, TN 38357

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,398 sqft · built 2016
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$1,182 (2025)
Deeds & MortgagesMar 2024 Transfer
Jul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN055138 03304

Property Details

APN / Parcel Number

Primary APN055138 03304
Alternative APN
  • 138 03304

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,398 sqft Living Area
1st Floor Area2,398 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeFinished
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address455 S PRATHER RD
CityMICHIE
StateTN
Zip38357-5133
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionMCNAIRY TN
Township / Civil Division7
Census Block Group1
Census Block1099
Census Tract930700

Owner

455 S Prather Rd is owned and occupied by two individuals who acquired it in March 2024.

Source: McNairy County records, as of January 27, 2026

Owner of Record2 Individual Names on File
Mailing Address455 S PRATHER RD, MICHIE, TN 38357-5133
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Intrafamily Transfer, Transfer
Jul 24, 2023Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2014
Deed SaleMay 19, 2014
Deed Book / Page230 / 281
Last Transfer DateMar 4, 2024
Transfer Doc0000232735
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCNAIRY TN
Recording DateMar 4, 2024
Property Address455 S PRATHER RD, MICHIE, TN 38357-5133
Document Number0000232735
Book / Page23 / 2735
Instrument DateMar 4, 2024
Instrument134724
Transaction TypeTransfer
Record UpdatedMar 18, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 S PRATHER RD, MICHIE, TN 38357-5133

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address455 S PRATHER RD, MICHIE, TN 38357-5133
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 S PRATHER RD, MICHIE, TN 38357-5133

Mortgage

Document Number0000201324
DateJul 24, 2023
Book Page20/1324
Instrument132102
Lender
NameCADENCE BANK NA
TypeBank
AddressCORINTH, MS 38834
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 455 S Prather Rd was $1,182.

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,182.00$74,925 Land $1,000 Building $73,925
2023$74,925 (-) Land $1,000 Building $73,925
2022$1,182.00$74,925 Land $1,000 Building $73,925$299,700 Land $4,000 Building $295,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 S Prather Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 S Prather Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 65% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSELMER WATER SYSTEM
serves 20,648 people · EPA ID TN0000615
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Prather Rd

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