McNairy County property record for 320 S Prather Rd, Michie, TN 38357
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,144 sqft · built 1998 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,000 (Jan 2018) |
| Tax Bill | $738 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055137 02510 |
| Primary APN | 055137 02510 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 2,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 82,764 sqft (1.9 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Canopy | 2 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 320 S PRATHER RD |
|---|---|
| City | MICHIE |
| State | TN |
| Zip | 38357-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4 |
| Legal Subdivision | KIMBERLY ESTATES |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 930700 |
Source: McNairy County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 S PRATHER RD, MICHIE, TN 38357-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN NATIONAL BANK |
| Aug 1, 2017 | Deed of Trust, Mortgage FIRST AMERICAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2018 · Amount on Record |
| Deed Sale | Jan 10, 2018 · Amount on Record |
| Prior Sale | Mar 23, 2017 · Amount on Record |
| Deed Document Number | 106044 |
| Deed Book / Page | 220 / 720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 320 S PRATHER RD, MICHIE, TN 38357-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 S PRATHER RD, MICHIE, TN 38357-5132 |
| Document Number | 0000162291 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 16/2291 |
| Instrument | 129046 |
| Name | FIRST AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | IUKA, MS 38852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 320 S PRATHER RD, MICHIE, TN 38357-5132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4232947 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 423/2947 |
| Instrument | 104309 |
| Name | FIRST AMERICAN |
|---|
| Amount | Amount Recorded |
|---|
Source: McNairy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $738.00 | $46,800 (-) Land $1,675 Building $45,125 | |
| 2024 | $738.00 | $46,800 (-) Land $1,675 Building $45,125 | |
| 2023 | $46,800 Land $1,675 Building $45,125 | ||
| 2022 | $738.00 | $187,200 Land $6,700 Building $180,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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