455 S 400 W, Payson, UT 84651 Property Records

Utah County property record for 455 S 400 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft · built 1939
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$157,400 (Sep 2013)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-058-0016`

Property Details

APN / Parcel Number

Primary APN	`08-058-0016`
Alternative APN	`010569`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1982
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Porch	Open Slab
Porch Area	617 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	010569
Street Address	455 S 400 W
City	PAYSON
State	UT
Zip	84651-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. AT SW COR OF LOT 3, BLK 7, PLAT J, PAYSON CITY SURVEY; N 1 CH; E 2.09 CHS; S 1 CH; W 2.09 CHS TO BEG.
Legal Block	7
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2001
Census Tract	3403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

455 S 400 W is owned and occupied by an individual who bought it in September 2013.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	455 S 400 W, PAYSON, UT 84651-2410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Nov 4, 2020	Deed of Trust, Mortgage SECURITY SVC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2013 · Amount on File
Deed Sale	Sep 23, 2013 · Amount on File
Prior Sale	Sep 23, 2013 · Amount on File
Deed Document Number	201390619
Prior Transfer Date	Jun 28, 2005
Prior Transfer Doc	0000085935
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	455 S 400 W, PAYSON, UT 84651-2410
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	FIDELITY NATIONAL TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073158
Date	Jun 22, 2022
Instrument	73158:2022

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	455 S 400 W, PAYSON, UT 84651-2410
Document Number	0000178484
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	AMERICAN SECURE TITLE BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 S 400 W PAYSON UT 846512410, PAYSON, UT 84651-2410

Mortgage

Document Number	0000178484
Date	Nov 12, 2020
Instrument	178484

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 455 S 400 W was $1,774.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,820 (-43.64%)	$332,400 (+2.47%) Land $128,100 Building $204,300
2025	$1,774.00	$324,400 Land $122,000 Building $202,400	$324,400 Land $122,000 Building $202,400
2024	$1,774.00 (+6.29%)
2023	$1,669.00 (-3.36%)	$170,390	$309,800 Land $105,100 Building $204,700
2022	$1,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 S 400 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 S 400 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Intellipop, Rise Broadband, Verizon.

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