455 Roseman Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 455 Roseman Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,933 sqft · built 1975
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Sep 2018)
Tax Bill	$1,287 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`482B150`

Property Details

APN / Parcel Number

Primary APN	`482B150`
Alternative APN	`706543`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,933 sqft Living Area
1st Floor Area	1,381 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1998
Exterior Material	Brick
Lot Area	20,473 sqft (0.47 acres)
Garage Area	252 sqft

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Canopy	300 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	455 ROSEMAN RD
City	SALISBURY
State	NC
Zip	28147-8349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L27 SOUTHERN TERRACE
Legal Subdivision	SOUTHERN TERRACE
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1013
Census Tract	51201

Owner

455 Roseman Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	455 ROSEMAN RD, SALISBURY, NC 28147-8349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 25, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Mar 31, 2006 · Amount on File
Deed Book / Page	1316 / 497
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	455 ROSEMAN RD, SALISBURY, NC 28147-8349
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014050573
Date	Jul 7, 2022
Book Page	1405/573

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	455 ROSEMAN RD, SALISBURY, NC 28147-8349
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013700050
Date	Mar 11, 2021
Book Page	1370/50

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	455 ROSEMAN RD, SALISBURY, NC 28147-8349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDER RECORDING SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012920876
Date	Jul 12, 2017
Book Page	1292/0876

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	KANNAPOLIS, NC 28083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	455 ROSEMAN RD, SALISBURY, NC 28147-8349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013310562
Date	Jul 25, 2019
Book Page	1331/0562

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 28, 2018
Property Address	455 ROSEMAN RD, SALISBURY, NC 28147-8349
Document Number	0013160497
Book / Page	1316 / 0497
Map Reference	MB 9995 PG 1084
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 CORRIHER GRANGE RD, 810, MOORESVILLE, NC 28115-8396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 ROSEMAN RD, SALISBURY, NC 28147-8349

Mortgage

Document Number	13160498
Date	Sep 28, 2018
Instrument	1316/0498

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 455 Roseman Rd was $1,287.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,287.00	$190,100 Land $28,500 Building $161,600	$190,100 Land $28,500 Building $161,600
2023	$1,287.00	$190,100 Land $28,500 Building $161,600	$190,100 Land $28,500 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 Roseman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Roseman Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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