320 Roseman Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 320 Roseman Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,238 sqft · built 1955
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jan 2021)
Tax Bill	$1,158 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480 054`

Property Details

APN / Parcel Number

Primary APN	`480 054`
Alternative APN	`6287045`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	20,125 sqft (0.462 acres)
Lot Dimensions	12.9 ft deep x 15.6 ft wide
Garage Area	672 sqft
Porch	Porch
Porch Area	120 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	320 ROSEMAN RD
City	SALISBURY
State	NC
Zip	28147-8348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L330-335
Legal Subdivision	MIDWAY PINES SECTION 2
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1014
Census Tract	51201

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 ROSEMAN RD, SALISBURY, NC 28147-8348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 11, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Apr 15, 2008 · Amount on Record
Deed Book / Page	1365 / 524
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	320 ROSEMAN RD, SALISBURY, NC 28147-8348
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 ROSEMAN RD, SALISBURY, NC 28147-8348

Mortgage

Document Number	0014790724
Date	Mar 25, 2026
Book Page	1479/724

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	5-Year CMT
Max Rate	10.8%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	320 ROSEMAN RD, SALISBURY, NC 28147-8348
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014350052
Date	Dec 28, 2023
Book Page	1435/52

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 11, 2021
Property Address	320 ROSEMAN RD, SALISBURY, NC 28147-8348
Document Number	0013650524
Book / Page	1365 / 524
Map Reference	MB 9995 PG 648
Instrument Date	Dec 31, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 WOODHAVEN DR, 406, CHINA GROVE, NC 28023-2459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 ROSEMAN RD, SALISBURY, NC 28147-8348

Mortgage

Document Number	1365525
Date	Jan 11, 2021
Instrument	1365/525

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,158.00	$171,036 (-) Land $36,660 Building $134,376	$171,036 (-) Land $36,660 Building $134,376
2025	$1,158.00	$171,036 (-) Land $36,660 Building $134,376
2023	$1,158.00	$171,036 Land $36,660 Building $134,376	$171,036 Land $36,660 Building $134,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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