455 Pernello Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 455 Pernello Rd, Ferrum, VA 24088 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2011
Square Footage2,224 sqft Living Area
Lot Size435,600 sqft (10 acres)
Tax Bill$1,385.00 (2025)

Owner

Source: Franklin County records · APN 094 00-163 02

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address176 MAGOTHY BEACH RD, PASADENA, MD 21122-4445
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
SPRING EQ LLC
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address455 PERNELLO RD, FERRUM, VA 24088-2828
Transaction TypeMortgage
Record UpdatedMar 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012401563
DateFeb 03, 2026
Book Page1240/1563
Instrument260000697
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2046

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address455 PERNELLO RD, FERRUM, VA 24088-2828
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011651768
DateJun 28, 2021
Book Page1165/1768
Instrument210006042
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 01, 2031

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,385.00 (+3.75%)$322,300 (+47.17%) Land $42,000 Building $280,300$322,300 (+47.17%) Land $42,000 Building $280,300
2023$1,335.00$219,000 (-) Land $35,000 Building $184,000$219,000 (-) Land $35,000 Building $184,000
2022$219,000 Land $35,000 Building $184,000$219,000 Land $35,000 Building $184,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN094 00-163 02
Alternative APN
  • 39173

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,224 sqft Living Area
Gross Area2,992 sqft Gross Area
1st Floor2,112 sqft 1st Floor
Basement Area1,168 sqft Basement
Finished Basement467 sqft Finished
Unfinished Basement1,168 sqft Unfinished
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2011
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area435,600 sqft (10 acres)
Shed1 Shed
Porch Area768 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number39173
Street Address455 PERNELLO RD
CityFERRUM
StateVA
Zip24088-2828
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRT 784 TRACT 163-C
Legal SubdivisionBLUE RIDGE
Legal Phase163-C
Legal Tract163-C
JurisdictionFRANKLIN VA
Minor Civil DivisionBLUE RIDGE
Census Blockgroup2
Census Block2000
Census Tract20600

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