Franklin County property record for 321 Pernello Rd, Ferrum, VA 24088 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 563,492 sqft (12.9 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $253,500 (2020) |
| Tax Bill | $1,787.00 (2025) |
| Primary APN | 094 00-173 01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,976 sqft Gross Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Basement Area | 1,680 sqft Basement |
| Finished Basement | 420 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 563,492 sqft (12.9 acres) |
| Driveway | Driveway Paver |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 576 sqft Shed |
| Deck Area | 384 sqft Deck |
| Patio Area | 720 sqft Patio |
| Porch Area | 192 sqft Porch |
| Topography | Rolling Topography |
| Mobile Home Hookup | Property has a utility hookup (electric and/or water) for a mobilize home or RV |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 28001 |
|---|---|
| Street Address | 321 PERNELLO RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-3559 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RT 623 TRACT A-2 |
| Legal Subdivision | SURVEY PREPARED BY PHILIP W NESTER L S |
| Legal Phase | A-2 |
| Legal Tract | A-2 |
| Jurisdiction | FRANKLIN VA |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20600 |
Source: Franklin County records · APN 094 00-173 01
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 PERNELLO RD, FERRUM, VA 24088-3559 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| May 12, 2020 | Grant Deed, Transfer · Conventional Mortgage NATIONAL BK/BLACKSBURG |
| Mar 04, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on Record |
| Deed Sale | May 12, 2020 · Amount on Record |
| Prior Sale | Mar 04, 2019 · Amount on Record |
| Deed Doc Number | 20203112 |
| Deed Book / Page | 1139 / 311 |
| Prior Transfer Date | Jan 13, 2016 |
| Prior Transfer Doc | 00107201940 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 321 PERNELLO RD, FERRUM, VA 24088-3559 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0012422222 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 1242/2222 |
| Instrument | 260001806 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | May 12, 2020 |
| Property Address | 321 PERNELLO RD, FERRUM, VA 24088-3559 |
| Document Number | 0011390311 |
| Book / Page | 001139 / 000311 |
| Instrument Date | May 07, 2020 |
| Instrument | 3112 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 PERNELLO RD FERRUM VA 240883559, FERRUM, VA 24088-3559 |
| Document Number | 11390314 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 001139/000314 |
| Instrument | 3113 |
| Name | NATIONAL BK/BLACKSBURG |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Mar 04, 2019 |
| Property Address | 321 PERNELLO RD, FERRUM, VA 24088-3559 |
| Document Number | 0011190214 |
| Book / Page | 001119 / 000214 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 1243 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $189.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,787.00 (+17.03%) | $415,800 (+144.01%) Land $54,300 Building $361,500 | $415,800 (+144.01%) Land $54,300 Building $361,500 |
| 2023 | $1,527.00 | $170,400 (-31.95%) Land $49,300 Building $121,100 | $170,400 (-31.95%) Land $49,300 Building $121,100 |
| 2022 | $250,400 Land $49,300 Building $201,100 | $250,400 Land $49,300 Building $201,100 |
321 Pernello Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Franklin County (51067C), updated January 6, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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