455 Orchard Ridge Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 455 Orchard Ridge Rd, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,632 sqft · built 1978
Lot Size	11.9 acres (519,235 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,037 (2023)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0763411`

Property Details

APN / Parcel Number

Primary APN	`R0763411`
Alternative APNs	`07-3834-06-1-03-01-0000` `0000348783`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
1st Floor Area	1,316 sqft
2nd Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	519,235 sqft (11.9 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	850 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	282 sqft
Deck Area	470 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000348783
Street Address	455 ORCHARD RIDGE RD
City	KALISPELL
State	MT
Zip	59901-7565
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S06, T27 N, R21 W, 15991, PARCEL N/A, TR 3L IN NE4
Legal Range	21W
Legal Township	27N
Legal Section	06
Legal Quarter	NE
Legal Subdivision	CERTIFICATE/SURV 2694
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4019
Census Tract	802

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	455 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000006070
Date	Mar 6, 2020
Instrument	202000006070

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	455 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000039753
Date	Nov 25, 2020
Instrument	202000039753

Lender

Name	FIRST BANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	455 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005736
Date	Mar 3, 2020
Instrument	202000005736

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,037.00	$705,200	$705,200 Land $196,928 Building $508,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 54% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
CenturyLink DSL	40 / 3

May also be available: AT&T, Glacier Broadband, MontanaSky Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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