440 Orchard Ridge Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 440 Orchard Ridge Rd, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	5 bd · 5 ba · 6,810 sqft · built 2020
Lot Size	12.5 acres (545,371 sqft)
Owner	Individual Name on Record
Tax Bill	$26,677 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0766975`

Property Details

APN / Parcel Number

Primary APN	`R0766975`
Alternative APNs	`07-3834-06-1-01-13-0000` `0000443404`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	6,810 sqft Living Area
1st Floor Area	3,470 sqft
2nd Floor Area	2,980 sqft
Attic	Attic
Attic Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	545,371 sqft (12.5 acres)
Garage Area	1,945 sqft
Parking Spaces	11 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000443404
Street Address	440 ORCHARD RIDGE RD
City	KALISPELL
State	MT
Zip	59901-7565
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S06, T27 N, R21 W, ACRES 12.52, COS 21007-A, TR 3G IN NE4 (W/TR 4F IN 31-28-21)
Legal Range	21W
Legal Township	27N
Legal Section	06
Legal Subdivision	CERTIFICATE SURVEY #20192
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4019
Census Tract	802

Owner

Source: Flathead County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Nov 28, 2018	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Jun 29, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022
Deed Sale	Mar 15, 2022
Prior Sale	Dec 30, 2021
Deed Document Number	20226564
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	0000013353
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	440 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Transaction Type	Mortgage
Record Updated	Jan 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565

Mortgage

Document Number	202200030830
Date	Dec 22, 2022
Instrument	202200030830

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Dec 2, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	440 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200018506
Date	Jul 29, 2022
Instrument	202200018506

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	440 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000040956
Date	Dec 4, 2020
Instrument	202000040956

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	440 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800028788
Date	Nov 28, 2018
Instrument	201800028788

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2019

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jun 29, 2017
Property Address	440 ORCHARD RIDGE RD, KALISPELL, MT 59901-7565
Document Number	201700013353
Instrument Date	Jun 28, 2017
Instrument	201700013353
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1885 STILLWATER RD, KALISPELL, MT 59901-6921

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,677.00 (-0.82%)	$3,323,100 (+22.27%)	$3,323,100 (+22.27%) Land $230,900 Building $3,092,200
2023	$26,898.00	$2,717,865	$2,717,865 Land $160,435 Building $2,557,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
CenturyLink DSL	40 / 3

May also be available: AT&T, Glacier Broadband, MontanaSky Networks.

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