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436 NE Clay Ave, Bend, OR 97701 Property Records

Deschutes County property record for 436 NE Clay Ave, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,520 sqft · built 1935
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Aug 2020)
Tax Bill$2,759 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN171233 CC 03700

Property Details

APN / Parcel Number

Primary APN171233 CC 03700
Alternative APNs
  • R1001171233CC03700
  • 105637

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area944 sqft
AtticAttic
Attic Area240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Architectural StyleOther
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeMixed
Garage Area500 sqft
PorchPorch
Porch Area78 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account Number105637
Old Parcel NumberR1001171233CC03700
Street Address436 NE CLAY AVE
CityBEND
StateOR
Zip97701-5155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:13 BLK:6 SUBD:KEYSTONE TERRACE SEC/TWN/RNG/MER:SEC 33 TWN 17 RNG 12 MAP REF:171233-CC
Legal Range12E
Legal Township17S
Legal Section33
Legal QuarterSW
Quarter-Quarter SectionSW
Legal SubdivisionKEYSTONE TERRACE
Legal Block6
Legal Lot Number13
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2073
Census Tract1502

Owner

436 NE Clay Ave is owned and occupied by an individual who bought it in August 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of RecordIndividual Name on File
Mailing Address436 NE CLAY AVE, BEND, OR 97701-5155
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Jun 19, 2019Warranty Deed, Transfer
FIRST AMERICAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2020 · Amount on File
Deed SaleAug 26, 2020 · Amount on File
Prior SaleJun 19, 2019 · Amount on File
Deed Document Number2020-43141
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 26, 2020
Property Address436 NE CLAY AVE, BEND, OR 97701-5155
Document Number0000043141
Map ReferenceCAB A PG 227
Instrument DateAug 19, 2020
Instrument2020-43141
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 NE CLAY AVE, BEND, OR 97701-5155

Mortgage

Document Number0000043142
DateAug 26, 2020
Instrument2020-43142
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJun 19, 2019
Property Address436 NE CLAY AVE, BEND, OR 97701-5155
Document Number0000020808
Instrument DateJun 19, 2019
Instrument20808
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
Tax$399.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address61624 KACI LN BEND OR 977023081, BEND, OR 97702-3081

Tax Assessment & Valuation

The 2025 property tax bill for 436 NE Clay Ave was $2,759, up 4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,759.00 (+3.96%)$163,290 (+3%)$547,820 (+1.62%) Land $248,050 Building $299,770
2024$2,654.00 (+7.89%)$158,540 (+2.99%)$539,090 (-) Land $248,050 Building $291,040
2023$2,460.00$153,930$539,090 Land $248,050 Building $291,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 436 NE Clay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 436 NE Clay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber		2,300 / 2,300
TDS Telecom
Cable		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: Verizon, Webformix.

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