455 N Centre St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 455 N Centre St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1955
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$227,900 (Nov 2025)
Tax Bill	$2,437 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-348-020`

Property Details

APN / Parcel Number

Primary APN	`14-18-348-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	12,197 sqft (0.28 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	455 N CENTRE ST
City	SCHOOLCRAFT
State	MI
Zip	49087-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 1-4 1B VILLAGE OF SCHOOLCRAFT ORIGINAL PLAT S 70 FT OF N 234.05 FT OF LOTS 40 45 & 52 EXC W 5 FT THEREOF*
Legal Subdivision	LYONS PLAT
Legal Lot Number	40-52
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3006
Census Tract	6102

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5591 FARALLON ST, KALAMAZOO, MI 49009-6205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Mar 26, 2013	Deed of Trust, Mortgage CONSUMERS CU
Jun 13, 2013	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Nov 5, 2025	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Nov 5, 2025	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Deed Document Number	202528922
Prior Transfer Date	Jan 18, 2012
Prior Transfer Doc	2012003017
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	455 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021005555
Date	Feb 9, 2021
Instrument	2021-005555

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	455 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2013011826
Date	Mar 26, 2013
Instrument	2013-011826

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2043

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	455 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2013026095
Date	Jun 13, 2013
Instrument	2013-026095

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Jun 12, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 5, 2025
Property Address	455 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Document Number	2025028922
Map Reference	LB A PG 58
Instrument Date	Oct 31, 2025
Instrument	2025-028922
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	METRO ADVANTAGE TITLE AGENCY LLC, METRO ADVANTAGE TTL AGECY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	455 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775

Mortgage

Document Number	2025028923
Date	Nov 5, 2025
Instrument	2025-028923

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 5, 2025
Property Address	455 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Document Number	2025028922
Map Reference	LB A PG 58
Instrument Date	Oct 31, 2025
Instrument	2025-028922
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	METRO ADVANTAGE TITLE AGENCY LLC, METRO ADVANTAGE TTL AGECY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	455 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775

Mortgage

Document Number	2025028923
Date	Nov 5, 2025
Instrument	2025-028923

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,000 (+21.17%)	$174,000 (+21.17%)
2025	$2,437.00 (+2.96%) Homeowner's exemption	$71,800 (+20.47%)	$143,600 (+20.47%)
2024	$2,367.00 (+29.98%)
2023		$59,600	$119,200
2019	$1,821.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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