453 N Centre St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 453 N Centre St, Schoolcraft, MI 49087 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,193 sqft · built 2005
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Nov 2024)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-348-040`

Property Details

APN / Parcel Number

Primary APN	`14-18-348-040`

Interior

Full Baths	3 Baths
Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft
Basement Area	1,193 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	12,632 sqft (0.29 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	453 N CENTRE ST
City	SCHOOLCRAFT
State	MI
Zip	49087-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1-4 1C2 VILLAGE OF SCHOOLCRAFT ORIGINAL PLAT S 7 5 FT O F N 309.05 FT OF LOTS 40 45 52 & 57 EXC W 5 FT THEREOF
Legal Subdivision	SCHOOLCRAFT
Legal Lot Number	40-57
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3006
Census Tract	6102

Owner

Source: Kalamazoo County records · APN 14-18-348-040

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 S GRAND ST, SCHOOLCRAFT, MI 49087-9491
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2022	Warranty Deed, Transfer · Conventional Mortgage KELLOGG COMMUNITY CU
Jun 14, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2022	Sheriff's Deed, Foreclosure
Jun 21, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Apr 05, 2018	Warranty Deed, Transfer NEXT DOOR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Oct 03, 2022 · Amount on Record
Deed Document Number	202430291
Prior Transfer Date	Jun 13, 2022
Prior Transfer Doc	2022019965
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 03, 2022
Property Address	453 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Document Number	2022031397
Map Reference	LB A PG 58
Instrument Date	Sep 16, 2022
Instrument	2022-031397
Transaction Type	Transfer
Record Updated	Nov 01, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5161 GATEWAY CTR, 5161, FLINT, MI 48507-3947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7396 3RD ST, MATTAWAN, MI 49071-9431

Mortgage

Document Number	2022031398
Date	Oct 03, 2022
Instrument	2022-031398

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2025
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 14, 2022
Property Address	453 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Document Number	2022019965
Map Reference	LB A PG 58
Instrument Date	Jun 13, 2022
Instrument	2022-019965
Transaction Type	Transfer
Record Updated	Jul 06, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 CAMBRIDGE DR # DR1A, 2121, KALAMAZOO, MI 49001-4556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5161 GATEWAY CTR STE 100, 100, FLINT, MI 48507-3948

June 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 23, 2022
Property Address	453 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Document Number	2022020995
Map Reference	LB A PG 58
Instrument Date	Jun 09, 2022
Instrument	2022-020995
Transaction Type	Foreclosure
Record Updated	Jul 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 21, 2021
Property Address	453 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Document Number	2021025060
Map Reference	LB A PG 58
Instrument Date	Jun 02, 2021
Instrument	2021-025060
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	453 N CENTRE ST, 453, SCHOOLCRAFT, MI 49087-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775

Mortgage

Document Number	2021025061
Date	Jun 21, 2021
Instrument	2021-025061

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 05, 2018
Property Address	453 N CENTRE ST, SCHOOLCRAFT, MI 49087-9775
Document Number	2018009831
Map Reference	LB A PG58
Instrument Date	Feb 19, 2018
Instrument	2018-009831
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	NEXT DOOR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,470.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	453 N CENTRE ST, 453, SCHOOLCRAFT, MI 49087-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 BL DR, SCHOOLCRAFT, MI 49087-9702

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,900 (+18.04%)	$295,800 (+18.04%)
2025	$3,313.00 (-3.21%) Homeowner's exemption	$125,300 (+21.65%)	$250,600 (+21.65%)
2023		$103,000	$206,000
2019	$3,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), updated June 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Mercury Broadband	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on N Centre St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures