450 Metcalf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 450 Metcalf Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1954
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Apr 2017)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-25-031-107-025`

Property Details

APN / Parcel Number

Primary APN	`06-25-031-107-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	742 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	450 METCALF RD
City	ELYRIA
State	OH
Zip	44035-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 4 62.50 X 150.00
Legal Subdivision	SPRING VALLEY 4 FRNT
Legal Tract	25
Legal Block	107
Legal Lot Number	447-448
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3002
Census Tract	70101

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	450 METCALF RD, ELYRIA, OH 44035-2922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Apr 19, 2017	Affidavit of Death, Transfer OPTIMA LENDERS SERVICES, OPTIMA LENDERS SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Prior Sale	Apr 19, 2017
Deed Document Number	2017091415
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 19, 2017
Property Address	450 METCALF RD, ELYRIA, OH 44035-2922
Document Number	0000626457
Instrument Date	Apr 18, 2017
Instrument	626457
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	OPTIMA LENDERS SERVICES, OPTIMA LENDERS SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 METCALF RD ELYRIA OH 440352922, ELYRIA, OH 44035-2922

Mortgage

Document Number	626458
Date	Apr 19, 2017
Instrument	626458

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	Apr 19, 2017
Property Address	450 METCALF RD, ELYRIA, OH 44035-2922
Document Number	0000626456
Instrument Date	Apr 15, 2017
Instrument	626456
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	OPTIMA LENDERS SERVICES, OPTIMA LENDERS SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 METCALF RD ELYRIA OH 440352922, ELYRIA, OH 44035-2922

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00	$42,320 (+0.01%) Land $10,680 Building $31,640	$120,900 (-) Land $30,510 Building $90,390
2024	$2,017.00 (-4.13%)	$42,316 (+11.71%) Land $10,679 Building $31,637	$120,900 (+11.71%) Land $30,510 Building $90,390
2023	$2,104.00 (+0.72%)	$37,881 (+%) Land $8,467 Building $29,414	$108,230 (-) Land $24,190 Building $84,040
2022	$2,089.00	$37,880 Land $8,470 Building $29,410
2021			$108,230 Land $24,190 Building $84,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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