455 Hemlock View Rd, Morehead, KY 40351 Property Records

Rowan County property record for 455 Hemlock View Rd, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,400 sqft · built 2008
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,000 (Sep 2026)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit Sep 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139-00 00 018.27`

Property Details

APN / Parcel Number

Primary APN	`139-00 00 018.27`
Alternative APNs	`4506` `3452` `3627`

Interior

Full Baths	1 Bath
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Lot Area	131,551 sqft (3.02 acres)

Location & Zoning

Account Number	3627
Street Address	455 HEMLOCK VIEW RD
City	MOREHEAD
State	KY
Zip	40351-7320
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2008 30X80 DW & LOT #27- (3.02A+-) HEMLOCK VIEW ACRES
Legal Subdivision	HEMLOCK VIEW ACRES
Legal Lot Number	27
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2037
Census Tract	950400

Owner

Source: Rowan County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-8228
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed, Transfer · Line of Credit FEDERAL SAVINGS AND LOANS
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL SAVINGS AND LOANS
Jun 3, 2026	Affidavit, Transfer
Jun 3, 2026	Affidavit, Transfer
Aug 12, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	20262050690
Deed Book / Page	301 / 273
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 21, 2026
Property Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320
Document Number	0002050690
Book / Page	301 / 273
Instrument Date	Sep 9, 2026
Instrument	20262050690
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10,807.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-8228

Mortgage

Document Number	0002050691,
Date	Sep 21, 2026
Instrument	20262050691

Lender

Name	FEDERAL SAVINGS AND LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Recording Date	Sep 21, 2026
Property Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320
Document Number	0002050691
Book / Page	498 / 469
Instrument Date	Sep 9, 2026
Instrument	20262050691
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320

Mortgage

Document Number	0002050691,
Date	Sep 21, 2026
Book Page	498/469
Instrument	20262050691

Lender

Name	FEDERAL SAVINGS AND LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ROWAN KY
Recording Date	Jun 3, 2026
Property Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320
Document Number	0002047247
Book / Page	300 / 31
Instrument Date	Jun 3, 2026
Instrument	20262047247
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ROWAN KY
Recording Date	Jun 3, 2026
Property Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320
Document Number	0002047246
Book / Page	300 / 29
Instrument Date	Jun 3, 2026
Instrument	20262047246
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 12, 2022
Property Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320
Document Number	000D285/72
Book / Page	D285 / 72
Map Reference	CAB 1 SL 634
Instrument Date	Aug 12, 2022
Instrument	2018329
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (-1.81%)	$175,000 (-) Land $25,000 Building $150,000	$175,000 (-) Land $25,000 Building $150,000
2023	$1,491.00	$175,000 Land $25,000 Building $150,000	$175,000 Land $25,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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