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450 Hemlock View Rd, Morehead, KY 40351 Property Records

Rowan County property record for 450 Hemlock View Rd, Morehead, KY 40351

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2008
Lot Size2.07 acres (90,169 sqft)
Owner2 Individual Names on Record
Last Sale$16,900 (Aug 2007)
Tax Bill$1,381 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN139-00 00 018.14

Property Details

APN / Parcel Number

Primary APN139-00 00 018.14
Alternative APNs
  • 3921
  • 3943
  • 4155

Interior

Stories1 Story

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Roof TypeGable
Roof MaterialMetal
Lot Area90,169 sqft (2.07 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number4155
Street Address450 HEMLOCK VIEW RD
CityMOREHEAD
StateKY
Zip40351-7320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT #14- (2.07A+-) HOUSE & GARAGE HEMLOCK VIEW ACRES
Legal SubdivisionHEMLOCK VIEW
Legal Lot Number14
JurisdictionROWAN KY
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2037
Census Tract950400

Owner

Source: Rowan County records, as of November 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address450 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 12, 2017Intrafamily Transfer, Transfer
CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2007 · Amount on Record
Deed SaleAug 24, 2007 · Amount on Record
Deed Document Number2007354621
Deed Book / Page226 / 796
Last Transfer DateJun 1, 2017
Transfer Doc00D264/376
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN KY
Property Address450 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320
Transaction TypeMortgage
Record UpdatedAug 26, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA422/97
DateAug 13, 2020
Book PageA422/97
Instrument2005942
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term324 Months
DueAug 1, 2047

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN KY
Recording DateJun 12, 2017
Property Address450 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320
Document Number00D264/376
Book / PageD264 / 376
Map ReferenceCAB I SL634
Instrument DateJun 1, 2017
Instrument405459
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyCMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 HEMLOCK VIEW RD, MOREHEAD, KY 40351-7320

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,381.00 (-1.71%)$165,000 (-) Land $16,900 Building $148,100$165,000 (-) Land $16,900 Building $148,100
2023$1,405.00$165,000 Land $16,900 Building $148,100$165,000 Land $16,900 Building $148,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2010–2015)
Most Recent ClaimApr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWAN WATER INC
private · serves 18,765 people · EPA ID KY1030375
Water SourcePurchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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