455 Esther St, Dubuque, IA 52003 Property Records

Dubuque County property record for 455 Esther St, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,240 sqft · built 1966
Lot Size0.168 acres (7,320 sqft)
OwnerTrust Name on File
Tax Bill$2,248 (2024)
Deeds & MortgagesMar 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN10-36-205-008

Property Details

APN / Parcel Number

Primary APN10-36-205-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft
Basement Area1,240 sqft

Exterior

Year BuiltBuilt 1966
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area7,320 sqft (0.168 acres)
Lot Dimensions120 ft deep x 61 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address455 ESTHER ST
CityDUBUQUE
StateIA
Zip52003-7899
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 2-1-1-11, LOT 2-1-1-12, LOT 2-2-1-11, LOT 2-2-1-12, N 35'-LOT 2-1-1-1-11, N35'-LOT 2-1-1-1-12 OAK GROVE ADD
Legal SubdivisionBRYANT
Legal Lot Number1-12 1
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3003
Census Tract801

Owner

455 Esther St is owner-occupied and held in a trust.

Source: Dubuque County records, as of October 6, 2025

Owner of RecordTrust Name on File
Mailing Address455 ESTHER ST, DUBUQUE, IA 52003-7899
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address455 ESTHER ST, DUBUQUE, IA 52003-7899
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 ESTHER ST, DUBUQUE, IA 52003-7899

Mortgage

Document Number0000004500
DateMar 23, 2021
Instrument2021-00004500
Lender
NameMIDWESTONE BANK
TypeBank
AddressDUBUQUE, IA 52002
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term120 Months
DueMar 25, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$197,500 Land $35,600 Building $161,900$197,500 Land $35,600 Building $161,900
2024$2,248.00
2023$180,300 (+22%) Land $32,300 Building $148,000$180,300 Land $32,300 Building $148,000
2022$2,396.00 Homeowner's exemption$147,790 Land $29,100 Building $118,690
2021$147,790 Land $29,100 Building $118,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 Esther St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Esther St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

Nearby Properties on Esther St

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