445 Esther St, Dubuque, IA 52003 Property Records

Dubuque County property record for 445 Esther St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,783 sqft · built 1963
Lot Size	0.147 acres (6,426 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Apr 2024)
Tax Bill	$2,974 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-205-007`

Property Details

APN / Parcel Number

Primary APN	`10-36-205-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,783 sqft Living Area
1st Floor Area	837 sqft
Upper Floors Area	628 sqft
Basement Area	837 sqft
Finished Basement	144 sqft
Game Room	Game Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	6,426 sqft (0.147 acres)
Lot Dimensions	119 ft deep x 54 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Carport	Carport
Carport Area	294 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	445 ESTHER ST
City	DUBUQUE
State	IA
Zip	52003-7899
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-2-1-11 & LOT 1-2-1-12 OAK GROVE ADD
Legal Subdivision	BRYANT
Legal Lot Number	1-12 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3003
Census Tract	801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 ESTHER ST, DUBUQUE, IA 52003-7899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Deed Document Number	2024-00003365
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 23, 2024
Property Address	445 ESTHER ST, DUBUQUE, IA 52003-7899
Document Number	0000003365
Instrument Date	Apr 11, 2024
Instrument	2024-00003365
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 ESTHER ST, DUBUQUE, IA 52003-7899

Mortgage

Document Number	0000003366
Date	Apr 23, 2024
Instrument	2024-00003366

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,000 (+1.84%) Land $31,500 Building $189,500	$221,000 (+1.84%) Land $31,500 Building $189,500
2024	$2,974.00 (+1.64%)
2023		$217,000 (+21.55%) Land $28,600 Building $188,400	$217,000 (+21.55%) Land $28,600 Building $188,400
2022	$2,926.00 Homeowner's exemption	$178,530 Land $25,760 Building $152,770
2021			$178,530 Land $25,760 Building $152,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

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