Comal County property record for 455 Elm Valley Dr, Bulverde, TX 78163
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,361 sqft · built 1994 |
| Lot Size | 5.03 acres (219,542 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,100 (Dec 2014) |
| Tax Bill | $7,129 (2022) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-0210-0021-00 |
| Primary APN | 16-0210-0021-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,361 sqft Living Area |
| Gross Area | 2,586 sqft |
| 1st Floor Area | 2,361 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 219,542 sqft |
| Garage Type | Detached |
| Garage Area | 1,296 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 353 sqft |
| Deck Area | 1,600 sqft |
| Patio Area | 1,600 sqft |
| Storage Building | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 455 ELM VALLEY DR |
|---|---|
| City | BULVERDE |
| State | TX |
| Zip | 78163-1874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM VALLEY 2, LOT 21 |
| Legal Subdivision | ELM VALLEY 2 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 310705 |
Source: Comal County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 455 ELM VALLEY DR, BULVERDE, TX 78163-1874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU |
| Jul 3, 2020 | Deed of Trust, Mortgage · VA Mortgage SMI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2014 · Amount on Record |
| Deed Sale | Dec 26, 2014 · Amount on Record |
| Deed Document Number | 201445308 |
| Prior Transfer Date | Dec 16, 2014 |
| Prior Transfer Doc | 0000045308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 455 ELM VALLEY DR, BULVERDE, TX 78163-1874 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006018301 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 202206018301 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 455 ELM VALLEY DR, BULVERDE, TX 78163-1874 |
| Document Number | 0006027415 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 455 ELM VALLEY DR BULVERDE TX 781631874, BULVERDE, TX 78163-1874 |
| Document Number | 0006027415 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 6027415 |
| Name | SMI LNDG |
|---|---|
| Address | DALLAS, TX 75244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2050 |
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Municipality | Bulverde City |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $792,726 (+11.08%) | $824,060 (+0.75%) Land $281,680 Building $542,380 | |
| 2025 | $713,660 (-6.04%) Land $281,680 Building $536,280 | $817,960 (+7.69%) Land $281,680 Building $536,280 | |
| 2023 | $759,530 Land $281,680 Building $477,850 | $759,530 Land $281,680 Building $477,850 | |
| 2022 | $7,129.00 (+24.83%) | ||
| 2018 | $5,711.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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