San Mateo County property record for 455 el Centro Rd, Hillsborough, CA 94010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,290 sqft · built 1955 |
| Lot Size | 0.345 acres (15,046 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,250,000 (Apr 2022) |
| Tax Bill | $47,425 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-022-050 |
| Primary APN | 031-022-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,290 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Family Room | Family Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 15,046 sqft (0.345 acres) |
| Lot Dimensions | 140 ft deep x 109 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 455 EL CENTRO RD |
|---|---|
| City | HILLSBOROUGH |
| State | CA |
| Zip | 94010-6672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10025 |
| Legal Description | LOT 83 BREWER PROPERTY SUB NO 3 RSM 13/31 TO 35 TOWN OF HILLSBOROUGH |
| Legal Subdivision | BREWER PROPERTY SUB NO 3 |
| Legal Lot Number | 83 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 605600 |
Source: San Mateo County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 455 EL CENTRO RD, HILLSBOROUGH, CA 94010-6672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK |
| Mar 29, 2021 | Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK |
| Aug 8, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Mar 15, 2017 | Grant Deed, Transfer ETIENNE A H LIVING TRUST (LT) |
| Mar 15, 2017 | Affidavit of Death, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2021 · Amount on Record |
| Deed Document Number | 202236291 |
| Last Transfer Date | Dec 21, 2024 |
| Transfer Doc | 0000069415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 29, 2022 |
| Property Address | 455 EL CENTRO RD, HILLSBOROUGH, CA 94010-6672 |
| Document Number | 0000036291 |
| Map Reference | MB 13 PG 31-35 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2022-036291 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,675.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 455 EL CENTRO RD, HILLSBOROUGH, CA 94010-6672 |
| Document Number | 0000036292 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-036292 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.45% |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 29, 2021 |
| Property Address | 455 EL CENTRO RD, HILLSBOROUGH, CA 94010-6672 |
| Document Number | 0000050374 |
| Map Reference | MB 13 PG 32-35 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021-050374 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 121, HILLSBOROUGH, CA 94010 |
| Document Number | 0000050375 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-050375 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Apr 1, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.05% |
| Index | Prime Rate |
| Max Rate | 10.9% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 8, 2017 |
| Property Address | 455 EL CENTRO RD, HILLSBOROUGH, CA 94010-6672 |
| Document Number | 0000068788 |
| Map Reference | MAP13 PG31-34-35 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 2017-068788 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 455 EL CENTRO RD, HILLSBOROUGH, CA 94010-6672 |
| Document Number | 0000068789 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2017-068789 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 15, 2017 |
| Property Address | 455 EL CENTRO RD, HILLSBOROUGH, CA 94010-6672 |
| Document Number | 0000022548 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 22548 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,684.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 455 EL CENTRO RD HILLSBOROUGH CA 940106672, HILLSBOROUGH, CA 94010-6672 |
| Document Number | 22549 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 22549 |
| Name | ETIENNE A H LIVING TRUST (LT) |
|---|---|
| Address | 2115 CARMELITA AVE, HILLSBOROUGH, CA 94010-5603 |
| Amount | Amount Recorded |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 15, 2017 |
| Property Address | 455 EL CENTRO RD, HILLSBOROUGH, CA 94010-6672 |
| Document Number | 0000022547 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 22547 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2115 CARMELITA AVE HILLSBOROUGH CA 940105603, HILLSBOROUGH, CA 94010-5603 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Hillsborough Town |
| Elementary School District | Hillsborough City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,705,000 (-) Land $3,051,000 Building $654,000 | ||
| 2025 | $47,425.00 (-12.75%) Homeowner's exemption | $3,705,000 (-14.53%) Land $3,051,176 Building $653,824 | |
| 2023 | $54,358.00 (+19.98%) Homeowner's exemption | $4,335,000 Land $3,570,000 Building $765,000 | $3,498,570 |
| 2022 | $45,304.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, Etheric Networks, Sonic Telecom, Verizon.
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